ANDERSONS GRANTFIELD LIMITED
- · Oldest live charge 10.5y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
4 live charges · oldest 10.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.44M | £1.48M |
| Current assets | £946.8k | £919.0k |
| Cash | £47.5k | £24.5k |
| Debtors | £899.3k | £894.5k |
| Net assets | £1.16M | £1.18M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (29 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-26🔓Charge satisfied #3
- 2022-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-02-03🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2022-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-10-25🔓Charge satisfied #2
- 2021-03-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-03-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-10-24🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2015-12-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2015-11-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-04-18🏢Company incorporatedAs ANDERSONS GRANTFIELD LIMITED
- 2007-04-18➕ANDERSON, Sandra Marie appointedsecretary
- 2007-04-18➕ANDERSON, Mark Peter appointeddirector
- 2007-04-18➕ANDERSON, Sandra Marie appointeddirector
- 2007-04-18➕BRIAN REID LTD. appointedcorporate-secretary
- 2007-04-18➖BRIAN REID LTD. resignedcorporate-secretary
- 2007-04-18➕STEPHEN MABBOTT LTD. appointedcorporate-director
- 2007-04-18➖STEPHEN MABBOTT LTD. resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ANDERSON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sandra Marie Anderson Individual · British · DOB 03/1974 · age 52 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 15/03/2021 |
Mr Mark Peter Anderson Individual · British · DOB 03/1971 · age 55 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/02/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 24/10/2017 | 26/01/2023 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 04/12/2015 | 25/10/2021 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 03/11/2015 | — |