PETER VARDY HOLDINGS LIMITED
🌳Matureactive
SC319442 · ltd · incorporated 2007-03-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45112SIC 45112
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 13.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 13.3 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
22 officers (6 active, 22 linked, 17 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
3
filings
- • 1 officers
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2026-01-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-26➕MACLEAY, James appointeddirector
- 2026-01-06📄accounts-with-accounts-type-groupaccounts · AA
- 2025-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-10🔒Charge registered #3Lender: Ubs Ag London Branch
- 2025-10-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-15🔒Charge registered #2Lender: J.P. Morgan SE
- 2025-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-07📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-01-06📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-12🔓Charge satisfied #1
- 2024-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-20➖HOUSTON, Michael resigneddirector
- 2024-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-19➕CROWTHER, Jamie Hamilton appointeddirector
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-20➕HOUSTON, Michael appointeddirector
- 2024-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-05➖MAITH, Claire Elizabeth resigneddirector
- 2024-01-12📄capital-allotment-sharescapital · SH01
- 2024-01-12📄memorandum-articlesincorporation · MA
- 2024-01-12📄resolutionresolution · RESOLUTIONS
- 2023-09-26📄accounts-with-accounts-type-groupaccounts · AA
- 2023-06-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-31➖ROBERTS, Huw resigneddirector
- 2022-09-26📄accounts-with-accounts-type-groupaccounts · AA
- 2022-07-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-01➕GRIER, Alastair appointeddirector
- 2022-07-01➕ROBERTS, Huw appointeddirector
- 2021-08-13➖BARBER, Christopher Derek resigneddirector
- 2021-08-13➕MAITH, Claire Elizabeth appointeddirector
- 2020-12-16➖MCLELLAN, Colin Wilson resigneddirector
- 2020-12-01➕BARBER, Christopher Derek appointeddirector
- 2020-04-01➕MCLELLAN, Colin Wilson appointeddirector
- 2019-02-08➖REAY, Martin Paul resignedsecretary
- 2019-02-08➖REAY, Martin Paul resigneddirector
- 2018-10-29➕REAY, Martin Paul appointedsecretary
- 2018-10-29➕REAY, Martin Paul appointeddirector
- 2018-09-21➖MAITH, Claire resignedsecretary
- 2018-09-21➖MAITH, Claire resigneddirector
- 2014-05-05➖CROWTHER, Jamies Hamilton resigneddirector
- 2012-12-31🔒Charge registered #1Lender: Barclays Bank PLC
- 2012-10-01➕VARDY, Peter, Sir appointeddirector
- 2012-10-01➖VARDY, Peter, Sir resigneddirector
- 2012-05-30➖MURRAY, Gerard Thomas resigneddirector
- 2011-12-16➖DREGHORN, Gary James resigneddirector
- 2011-11-28➕VARDY, Margaret Barr, Lady appointeddirector
Showing most recent 50 of 64 events
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "VARDY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Daniel David Vardy Individual · British · DOB 06/1978 · age 48 | 50–75% | — | 50-75% shares | 06/04/2016 |
Sir Peter Vardy Individual · British · DOB 03/1947 · age 79 | 25–50% | — | sig. influence25-50% shares · significant influence · firm interest | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Claire Elizabeth Maithceased 21/09/2018· significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 4 ASHES MOTOR SERVICES LTD→ SC785745 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 46 LIMITED→ SC500036 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| A.BROWN MOTORS LTD→ SC703873 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AAN MECHANICALS LTD→ SC823839 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACCI-DENT (GLASGOW EAST) LIMITED→ SC247294 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| AG BARR HOLDINGS LIMITED→ SC556344 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AG MOT LTD→ SC841121 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALEXANDERS MOT CENTRE LIMITED→ SC360434 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ARDMAE SERVICES LTD→ SC832688 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASHFAQ AUTOS LTD→ SC844084 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AUCHINLEA TYRES LIMITED→ SC088584 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| AUTINT LTD→ SC340408 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-03-23
Jurisdictionscotland
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
Pioneer House Renshaw Place
Holytown
Motherwell
ML1 4UF
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-04-28
Last: 2025-04-14
Officers (6 active · 16 resigned)
CROWTHER, Jamie Hamilton→
Activedirector · ~64y · appointed 2024-08-19
View their other companies + combined net worth →
GRIER, Alastair→
Activedirector · ~56y · appointed 2022-07-01
View their other companies + combined net worth →
MACLEAY, James→
Activedirector · ~35y · appointed 2026-01-26
View their other companies + combined net worth →
VARDY, Margaret Barr, Lady→
Activedirector · ~76y · appointed 2011-11-28
View their other companies + combined net worth →
VARDY, Peter, Sir→
Activedirector · ~79y · appointed 2012-10-01
View their other companies + combined net worth →
VARDY, Peter Daniel David→
Activedirector · ~48y · appointed 2007-07-02
View their other companies + combined net worth →
DREGHORN, Gary James→
Resignedsecretary · appointed 2007-07-02 · resigned 2011-08-18
MAITH, Claire→
Resignedsecretary · appointed 2011-08-18 · resigned 2018-09-21
REAY, Martin Paul→
Resignedsecretary · appointed 2018-10-29 · resigned 2019-02-08
BOYDSLAW (SECRETARIAL SERVICES) LIMITED→
Resignedcorporate-nominee-secretary · appointed 2007-03-23 · resigned 2007-07-02
BARBER, Christopher Derek→
Resigneddirector · ~48y · appointed 2020-12-01 · resigned 2021-08-13
CROWTHER, Jamies Hamilton→
Resigneddirector · ~58y · appointed 2007-10-02 · resigned 2014-05-05
DREGHORN, Gary James→
Resigneddirector · ~58y · appointed 2007-07-02 · resigned 2011-12-16
HOUSTON, Michael→
Resigneddirector · ~40y · appointed 2024-05-20 · resigned 2024-09-20
MAITH, Claire Elizabeth→
Resigneddirector · ~41y · appointed 2021-08-13 · resigned 2024-05-05
MAITH, Claire→
Resigneddirector · ~41y · appointed 2011-09-30 · resigned 2018-09-21
MCLELLAN, Colin Wilson→
Resigneddirector · ~44y · appointed 2020-04-01 · resigned 2020-12-16
MURRAY, Gerard Thomas→
Resigneddirector · ~63y · appointed 2008-01-04 · resigned 2012-05-30
REAY, Martin Paul→
Resigneddirector · ~50y · appointed 2018-10-29 · resigned 2019-02-08
ROBERTS, Huw→
Resigneddirector · ~63y · appointed 2022-07-01 · resigned 2023-05-31
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ubs Ag London Branch | A registered charge | — | 10/12/2025 | — | |
| outstanding | J.P. Morgan SE | A registered charge | — | 15/08/2025 | — | |
| satisfied | Barclays Barclays Bank PLC | Floating charge | 1 property | 31/12/2012 | 12/12/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (128 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-01-30
accounts-with-accounts-type-group
accounts · AA
2026-01-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-11
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-15
change-account-reference-date-company-previous-extended
accounts · AA01
2025-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-25
accounts-with-accounts-type-group
accounts · AA
2025-01-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-12
termination-director-company-with-name-termination-date
officers · TM01
2024-09-30
appoint-person-director-company-with-name-date
officers · AP01
2024-08-29
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23