INDEPENDENT FINANCIAL ADVICE CENTRE (GLASGOW) LIMITED

🌳Matureactive
SC317059 · ltd · incorporated 2007-02-22
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£215.4k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Asset-holding vehicle with a 71-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (3 active, 11 linked, 7 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £215,421
Net assets shrinking
Down £3,141 YoY
Cash YoY
-13%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£82k
↓ 13% YoY
Net Worth
£215k
↓ 1.4% YoY
Current Assets
£165k
~ YoY
Current Liabilities
—
£0£44k£87k£131k£175k£219kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Total assets£224.7k£234.1k
Current assets£164.7k£163.8k
Cash£81.8k£94.2k
Debtors£82.9k£69.6k
Net assets£215.4k£218.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2025-10-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-09-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2023-09-26
    ➕
    MULLANEY, Siobhan Clare appointed
    director
  6. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-12-09
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2020-12-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-11-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2020-09-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2020-09-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2020-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-09-21
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  15. 2018-09-21
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2017-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2016-08-24
    ➕
    ALLAN, Robert appointed
    director
  18. 2014-08-08
    ➖
    BAIN, Victoria Elizabeth resigned
    director
  19. 2014-04-16
    ➕
    BAIN, Victoria Elizabeth appointed
    director
  20. 2012-08-23
    ➖
    EVANS, Keith Michael resigned
    secretary
  21. 2008-04-11
    ➕
    EVANS, Keith Michael appointed
    secretary
  22. 2008-04-11
    ➖
    RENNIE, Lorraine resigned
    secretary
  23. 2008-04-11
    ➖
    BEGLEY, Stephen resigned
    director
  24. 2008-04-11
    ➖
    BROWN, Christopher Howitt resigned
    director
  25. 2008-04-11
    ➖
    RENNIE, Lorraine resigned
    director
  26. 2007-02-22
    🏢
    Company incorporated
    As INDEPENDENT FINANCIAL ADVICE CENTRE (GLASGOW) LIMITED
  27. 2007-02-22
    ➕
    EVANS, Brian Leslie appointed
    director
  28. 2007-02-22
    ➕
    RENNIE, Lorraine appointed
    secretary
  29. 2007-02-22
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  30. 2007-02-22
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  31. 2007-02-22
    ➕
    BEGLEY, Stephen appointed
    director
  32. 2007-02-22
    ➕
    BROWN, Christopher Howitt appointed
    director
  33. 2007-02-22
    ➕
    RENNIE, Lorraine appointed
    director
  34. 2007-02-22
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  35. 2007-02-22
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Robjall Ltd holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️
Robjall Ltd
Corporate parent
⬇
INDEPENDENT FINANCIAL ADVICE CENTRE (GLASGOW) LIMITED
This company · SC317059

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Robjall Ltd
Corporate entity
——sig. influencesignificant influence · trust interest · firm interest31/08/2018
1 historic (ceased) PSC
  • Mr Brian Leslie Evansceased 31/08/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-02-22
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

67 Causeyside Street
Paisley
Renfrewshire
PA1 1YT

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-10-23
Last: 2025-10-09

Officers (3 active · 8 resigned)

ALLAN, Robert→
director · ~37y · appointed 2016-08-24
View their other companies + combined net worth →
Active
EVANS, Brian Leslie→
director · ~71y · appointed 2007-02-22
View their other companies + combined net worth →
Active
MULLANEY, Siobhan Clare→
director · ~32y · appointed 2023-09-26
View their other companies + combined net worth →
Active
EVANS, Keith Michael→
secretary · appointed 2008-04-11 · resigned 2012-08-23
Resigned
RENNIE, Lorraine→
secretary · appointed 2007-02-22 · resigned 2008-04-11
Resigned
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2007-02-22 · resigned 2007-02-22
Resigned
BAIN, Victoria Elizabeth→
director · ~45y · appointed 2014-04-16 · resigned 2014-08-08
Resigned
BEGLEY, Stephen→
director · ~51y · appointed 2007-02-22 · resigned 2008-04-11
Resigned
BROWN, Christopher Howitt→
director · ~57y · appointed 2007-02-22 · resigned 2008-04-11
Resigned
RENNIE, Lorraine→
director · ~45y · appointed 2007-02-22 · resigned 2008-04-11
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2007-02-22 · resigned 2007-02-22
Resigned

Click a director name to see their full track record across all companies.

Recent filings (65 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-27
appoint-person-director-company-with-name-date
officers · AP01
2023-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-03
change-person-director-company-with-change-date
officers · CH01
2020-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-22