A2ZBUSINESSES LIMITED
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 18.2y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £143.1k | £145.3k |
| Current assets | £4.7k | £39.9k |
| Net assets | £118.9k | £115.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2025-11-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-11-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-08-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-08-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-08-28➖ROBINSON, Ray resigneddirector
- 2018-07-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-02-01➕SKENE, Heather Margaret appointeddirector
- 2017-09-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-01-25➖SKENE, Heather Margaret resignedsecretary
- 2016-01-25➖SKENE, Heather Margaret resigneddirector
- 2013-11-05➖SKENE, Douglas William resigneddirector
- 2013-08-06➕ROBINSON, Ray appointeddirector
- 2011-01-24🔒Charge registered #2Lender: Lloyds Tsb Scotland PLC
- 2008-02-27🔒Charge registered #1Lender: Lloyds Tsb Scotland PLC
- 2006-07-31🏢Company incorporatedAs A2ZBUSINESSES LIMITED
- 2006-07-31➕SKENE, Heather Margaret appointedsecretary
- 2006-07-31➕SKENE, Douglas William appointeddirector
- 2006-07-31➕SKENE, Heather Margaret appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Heather Margaret Skene Individual · Scottish · DOB 04/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/08/2018 |
1 historic (ceased) PSC
- Mr Raymond Robinsonceased 28/08/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Bond & floating charge | 1 property | 24/01/2011 | — | |
| outstanding | Lloyds Banking Group Lloyds Tsb Scotland PLC | Standard security | 1 property | 27/02/2008 | — |