CAMERONS CHIP SHOP LTD

🌳Matureactive

SC304787 · ltd · incorporated 2006-06-30

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£158.8k

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Event catering activities

Sector: Accommodation & food service

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 16.2y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 16.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

5 officers (3 active, 5 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

52 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £158,788

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£159k

↑ 16% YoY

Current Assets

£139k

↑ 37% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-03-31	2024-03-31
Total assets	£158.8k	£136.4k
Current assets	£139.1k	£101.8k
Net assets	£158.8k	£136.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (27 events)Click to expand

2025-05-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-07
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-03
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-12-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-07-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2017-07-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2016-12-02
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-07-14
📄
annual-return-company-with-made-up-date
annual-return · AR01
2015-12-24
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-07-06
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-12-08
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-11-07
🔓
Charge satisfied #1
2014-09-18
➕
CAMERON, Nicola appointed
director
2010-03-25
🔒
Charge registered #2
Lender: Royal Bank of Scotland PLC
2010-02-19
🔒
Charge registered #1
Lender: Royal Bank of Scotland PLC
2009-02-03
➕
CAMERON, Nicola appointed
secretary
2009-02-03
➖
CAMERON, Colin Norman resigned
secretary
2006-06-30
🏢
Company incorporated
As CAMERONS CHIP SHOP LTD
2006-06-30
➕
CAMERON, Colin Hogarth appointed
director
2006-06-30
➕
CAMERON, Colin Norman appointed
secretary
2006-06-30
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
2006-06-30
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "CAMERON" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 20 years.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Nicola Cameron Individual · British · DOB 06/1984 · age 42	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mr Colin Hogarth Cameron Individual · British · DOB 07/1976 · age 50	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

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GEARRANNAN VILLAGE LIMITED→ SC206276 · est 2000	—	—	£25.9k	—	26y	83	76y
BORRODALE HOTEL (SOUTH UIST) LIMITED→ SC048498 · est 1971	—	—	£46.4k	—	55y	82	66y
LANGASS LODGE LIMITED→ SC164740 · est 1996	—	—	£571.0k	—	30y	82	63y
ACCOMMODATION IN STORNOWAY LTD→ SC358224 · est 2009	—	—	£148.5k	—	17y	81	67y
BERNERA COMMUNITY ASSOCIATION→ SC200316 · est 1999 · no financials extracted	—	—	—	—	26y	81	71y
GATLIFF HEBRIDEAN HOSTELS TRUST→ SC111557 · est 1988 · no financials extracted	—	—	—	—	37y	81	83y
ATLANTIC LAND & PROPERTY LTD.→ SC039944 · est 1964	—	—	£743.6k	—	62y	80	93y
CRAIGARD OF CASTLEBAY LIMITED→ SC467023 · est 2014	—	—	£247.9k	—	12y	80	63y
DARK ISLAND LIMITED (THE)→ SC070764 · est 1980	—	—	£775.9k	—	46y	79	66y
GREAT GLEN WATER PARK COMPANY LIMITED→ SC109880 · est 1988	—	—	£238.5k	—	38y	79	73y
TURSACHAN TRADING LIMITED→ SC157572 · est 1995	—	—	£35.1k	—	31y	79	74y
NISEACH VENTURES LTD→ SC863838 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-06-30

Jurisdictionscotland

Primary SIC56210 — Event catering activities

Registered office

26 Lewis Street

Stornway

Isle Of Lewis

HS1 2JF

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-07-13

Last: 2025-06-29

Officers (3 active · 2 resigned)

CAMERON, Nicola→

secretary · appointed 2009-02-03

View their other companies + combined net worth →

Active

CAMERON, Colin Hogarth→

director · ~50y · appointed 2006-06-30

View their other companies + combined net worth →

Active

CAMERON, Nicola→

director · ~42y · appointed 2014-09-18

View their other companies + combined net worth →

Active

CAMERON, Colin Norman→

secretary · appointed 2006-06-30 · resigned 2009-02-03

Resigned

OSWALDS OF EDINBURGH LIMITED→

corporate-nominee-secretary · appointed 2006-06-30 · resigned 2006-06-30

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Lloyds Banking Group Royal Bank of Scotland PLC	Standard security	1 property	25/03/2010	—
	satisfied	Lloyds Banking Group Royal Bank of Scotland PLC	Floating charge	1 property	19/02/2010	07/11/2014

Click column headers to sort. Use filters above to narrow by status and lender.