A LOVIE LIMITED

🌳Matureactive
SC303080 · ltd · incorporated 2006-05-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£-4.5k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Negative net assets
Liabilities exceed assets by £4,518
Net assets shrinking
Down £4,657 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£5k
↓ 3350% YoY
Current Assets
£114k
↓ 4.0% YoY
Current Liabilities
—
-£5k£20k£45k£69k£94k£119kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-05-312024-05-31
Total assets£-4.5k£139
Current assets£113.9k£118.7k
Net assets£-4.5k£139

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-03-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-08-10
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  4. 2024-08-07
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  5. 2024-07-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2024-04-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-03-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-01-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-03-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2019-02-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2018-10-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2018-02-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-07-23
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2017-07-10
    ➕
    LOVIE, Miranda appointed
    director
  17. 2017-06-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2011-04-13
    ➕
    LOVIE, Miranda Mckay appointed
    secretary
  19. 2011-04-13
    ➖
    LOVIE, Peter resigned
    secretary
  20. 2006-05-30
    🏢
    Company incorporated
    As A LOVIE LIMITED
  21. 2006-05-30
    ➕
    LOVIE, Andrew appointed
    director
  22. 2006-05-30
    ➕
    LOVIE, Peter appointed
    secretary
  23. 2006-05-30
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  24. 2006-05-30
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  25. 2006-05-30
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  26. 2006-05-30
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "LOVIE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Lovie
Individual · British · DOB 12/1984 · age 42
25–50%
25–50%board control25-50% shares · 25-50% voting · board control01/05/2017
Mrs Miranda Lovie
Individual · Scottish · DOB 01/1985 · age 41
25–50%
25–50%25-50% shares · 25-50% voting01/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-05-30
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Rosehall Gaveny Court
Ladysbridge
Banff
AB45 2TF
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-23
Last: 2025-05-09

Officers (3 active · 3 resigned)

LOVIE, Miranda Mckay→
secretary · appointed 2011-04-13
View their other companies + combined net worth →
Active
LOVIE, Andrew→
director · ~42y · appointed 2006-05-30
View their other companies + combined net worth →
Active
LOVIE, Miranda→
director · ~41y · appointed 2017-07-10
View their other companies + combined net worth →
Active
LOVIE, Peter→
secretary · appointed 2006-05-30 · resigned 2011-04-13
Resigned
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2006-05-30 · resigned 2006-05-30
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2006-05-30 · resigned 2006-05-30
Resigned

Click a director name to see their full track record across all companies.

Recent filings (66 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-13
gazette-filings-brought-up-to-date
gazette · DISS40
2024-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-08
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-08-07
gazette-notice-compulsory
gazette · GAZ1
2024-07-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-13