ABBEYFORT HOLIDAYS LIMITED

🌳Matureactive

SC301687 · ltd · incorporated 2006-05-03

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Why now

Window opening · high confidence

More negotiable than before — 3 signals weakening over the last 30 days.

· Hygiene score: 90 → 70
· Opportunity score: 83 → 74
· Bankability: 65 → 55
· Distress / opportunity: avoid → attractive

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.7y old — refinance window within 12 months

What changed my view

Last 30 days

Picture worsened over the last 30 days — 3 negative signals vs 0 positive.

↓Opportunity score: 83 → 74
↓Hygiene score: 90 → 70
↓Bankability: 65 → 55
·Distress / opportunity: avoid → attractive

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£408.0k

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Special-situation opportunity

Distressed property with salvageable qualities — special-situations priority.

Opportunity 74/100 (strong), bankability 55/100. Strong seller-intent signal (65/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 19.7y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

4 charges (4/4 with lender, 4/4 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

53 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £408,001

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£408k

↑ 4.3% YoY

Current Assets

£1k

↓ 72% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-05-31	2024-05-31
Total assets	£256.9k	£260.1k
Current assets	£1.2k	£4.4k
Net assets	£408.0k	£391.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filing

• 1 officers

Last 180 days

filings

• 1 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2026-05-16
📄
change-person-director-company-with-change-date
officers · CH01
2026-02-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-03
📄
change-person-director-company-with-change-date
officers · CH01
2019-12-31
📄
resolution
resolution · RESOLUTIONS
2019-12-30
📄
change-person-secretary-company-with-change-date
officers · CH03
2019-12-30
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-12-30
📄
administrative-restoration-company
restoration · RT01
2019-10-15
📄
gazette-dissolved-compulsory
gazette · GAZ2
2019-07-30
📄
gazette-notice-compulsory
gazette · GAZ1
2019-02-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-02-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2009-09-16
🔒
Charge registered #4
Lender: Royal Bank of Scotland PLC
2008-08-12
🔒
Charge registered #3
Lender: Royal Bank of Scotland PLC
2006-12-18
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
2006-09-13
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2006-05-03
🏢
Company incorporated
As ABBEYFORT HOLIDAYS LIMITED
2006-05-03
➕
MCINTYRE, Andrew David appointed
secretary
2006-05-03
➕
PHILLIPS, Margaret Elizabeth, Dr appointed
director
2006-05-03
➕
WOODS, Anne Margaret, Dr appointed
director

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

71/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·

Confirmation statement overdue

high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-05-17

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Dr Margaret Elizabeth Phillips Individual · British · DOB 04/1965 · age 61	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-05-03

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

East Steadind

Blairmill Farm

Kelty

Fife

KY4 0HS

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-05-17OVERDUE

Last: 2025-05-03

Officers (3 active · 0 resigned)

MCINTYRE, Andrew David→

secretary · appointed 2006-05-03

View their other companies + combined net worth →

Active

PHILLIPS, Margaret Elizabeth, Dr→

director · ~61y · appointed 2006-05-03

View their other companies + combined net worth →

Active

WOODS, Anne Margaret, Dr→

director · ~55y · appointed 2006-05-03

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:4 of 4 shown

		Type	Properties
outstanding	Lloyds Banking Group Royal Bank of Scotland PLC	Standard security	1 property	16/09/2009	—
outstanding	Lloyds Banking Group Royal Bank of Scotland PLC	Standard security	1 property	12/08/2008	—
outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Standard security	1 property	18/12/2006	—
outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	13/09/2006	—

Click column headers to sort. Use filters above to narrow by status and lender.