GEORGE GILL FINANCIAL SERVICES LTD.
🌳Matureactive
SC299207 · ltd · incorporated 2006-03-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£110.3k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 12.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
2 active PSC(s) of 4 total, 4 with control declared
90
Director network
Network not yet resolved
30
Filing history
75 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £110,332
Net assets shrinking
Down £332,286 YoY
Cash YoY
+7%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£114k
↑ 7.5% YoY
Net Worth
£110k
↓ 75% YoY
Current Assets
£114k
↑ 7.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £110.3k | £442.6k |
| Current assets | £113.8k | £106.1k |
| Cash | £113.8k | £105.9k |
| Debtors | — | £227 |
| Net assets | £110.3k | £442.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
5
filings
- • 3 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
Last 90 days
5
filings
- • 3 persons-with-significant-control
- • 1 confirmation-statement
- • 1 officers
Last 180 days
8
filings
- • 5 persons-with-significant-control
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-03-26📄change-to-a-person-with-significant-control-without-name-datepersons-with-significant-control · PSC04
- 2026-03-25➕GILL, Magdalene Harris appointeddirector
- 2026-03-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-04📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-30➖GILL, Magdalene Harris resigneddirector
- 2025-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-20➕GILL, Magdalene Harris appointeddirector
- 2024-03-20➖GILL, Magdalene Harris resigneddirector
- 2024-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-03-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-04➕GILL, Magdalene Harris appointeddirector
- 2023-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-03-22📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-26➖GILL, Linda resignedsecretary
- 2021-05-26➖GILL, Linda Janet resigneddirector
- 2016-03-14➕GILL, Linda Janet appointeddirector
- 2013-07-03🔒Charge registered #2Lender: Santander UK PLC
- 2013-06-14🔒Charge registered #1Lender: Santander UK PLC
- 2006-03-20🏢Company incorporatedAs GEORGE GILL FINANCIAL SERVICES LTD.
- 2006-03-20➕GILL, Edward George appointeddirector
- 2006-03-20➕GILL, Linda appointedsecretary
- 2006-03-20➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2006-03-20➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2006-03-20➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2006-03-20➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
99/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GILL" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Magdalene Harris Gill Individual · British · DOB 08/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 25/03/2026 |
Mr Edward George Gill Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Mrs Magdalene Harris Gillceased 30/10/2025· 25-50% shares
- Mrs Magdalene Harris Gillceased 20/03/2024· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| B & B CAPITAL PARTNERS (SLP GP) LTD→ SC454557 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CASTLE FINANCIAL CONSULTANTS LIMITED→ SC531751 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DECK TEN PROPERTY FINANCE LTD→ SC666649 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| DENIS O. BROWN & ASSOCIATES LIMITED→ SC046416 · est 1969 · no financials extracted | — | — | — | — | 57y | — | — |
| DMLP LTD→ SC466412 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| FORD FINANCIAL PLANNING LTD→ SC828684 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GR REINSTATEMENT SERVICES LTD→ SC863282 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HANDYCASHHOMECREDIT LTD→ SC591917 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| HEALGEN UK HOLDING LIMITED→ SC779505 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HURST GRANGE INVESTMENT LIMITED→ SC875757 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| JWHT LTD→ SC866533 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| KCM FINANCE LIMITED→ SC862397 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-03-20
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
6 Ash Terrace
Stirling
FK8 2PW
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-02
Last: 2026-03-19
Officers (2 active · 6 resigned)
GILL, Edward George→
Activedirector · ~61y · appointed 2006-03-20
View their other companies + combined net worth →
GILL, Magdalene Harris→
Activedirector · ~57y · appointed 2026-03-25
View their other companies + combined net worth →
GILL, Linda→
Resignedsecretary · appointed 2006-03-20 · resigned 2021-05-26
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2006-03-20 · resigned 2006-03-20
GILL, Linda Janet→
Resigneddirector · ~60y · appointed 2016-03-14 · resigned 2021-05-26
GILL, Magdalene Harris→
Resigneddirector · ~57y · appointed 2024-03-20 · resigned 2025-10-30
GILL, Magdalene Harris→
Resigneddirector · ~57y · appointed 2023-10-04 · resigned 2024-03-20
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2006-03-20 · resigned 2006-03-20
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 03/07/2013 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 1 property | 14/06/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (75 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2026-03-26
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
appoint-person-director-company-with-name-date
officers · AP01
2026-03-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-04
termination-director-company-with-name-termination-date
officers · TM01
2025-11-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-03-20
appoint-person-director-company-with-name-date
officers · AP01
2024-03-20