CLYDE VALLEY PROPERTY SERVICES LIMITED
🌳Matureactive
SC296739 · ltd · incorporated 2006-02-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 75-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 75). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
10 live charges · 3 lenders · oldest 18.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 18.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 63/100 (high).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
24 officers (3 active, 24 linked, 19 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
106 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (76 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-smallaccounts · AA
- 2025-12-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-01➖SMITH, Gordon resigneddirector
- 2025-08-21➕GARMORY, Carron Ann appointedsecretary
- 2025-08-21➖GARMORY, Carron Ann resigneddirector
- 2025-08-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-21📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-10-24📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-26➖NELSON, Jillian resigneddirector
- 2023-10-03📄accounts-with-accounts-type-smallaccounts · AA
- 2023-09-18➖MCKAY, Neil resigneddirector
- 2023-09-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-28➖HAINEY, Thomas Welsh resigneddirector
- 2023-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-10➕GARMORY, Carron Ann appointeddirector
- 2023-08-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-06-30➖WASSELL, Lynn Allyson resignedsecretary
- 2022-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-28➕MCKAY, Neil appointeddirector
- 2022-11-28➕SMITH, Gordon appointeddirector
- 2022-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-04📄accounts-with-accounts-type-smallaccounts · AA
- 2021-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-12-10➕NELSON, Jillian appointeddirector
- 2020-12-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-03➖MILTON, Donna Marie resigneddirector
- 2020-10-23➕HAINEY, Thomas Welsh appointeddirector
- 2020-09-03➕STRACHAN, Steven James appointeddirector
- 2020-09-03➖DICKIE, Douglas resigneddirector
- 2020-09-03➖ROGERS, Louise Elizabeth resigneddirector
- 2020-02-05➖CAMPBELL, Michael David resigneddirector
- 2019-09-16➕DICKIE, Douglas appointeddirector
- 2019-09-16➕ROGERS, Louise Elizabeth appointeddirector
- 2019-05-15➖DUNLOP, Walter John resigneddirector
- 2017-09-07➖OWENS, Nareen resignedsecretary
- 2017-09-07➕WASSELL, Lynn Allyson appointedsecretary
- 2017-03-07➕MCKENZIE, John Lyle appointeddirector
- 2017-03-02➖DONOHOE, Tony resigneddirector
- 2016-09-30➖BARCLAY, Thomas Anderson resignedsecretary
- 2016-09-30➕OWENS, Nareen appointedsecretary
- 2016-09-30➖DEERIN, Harry resigneddirector
- 2013-11-22➕CAMPBELL, Michael David appointeddirector
- 2013-11-22➕DONOHOE, Tony appointeddirector
- 2013-11-22➕DUNLOP, Walter John appointeddirector
Showing most recent 50 of 76 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: GARMORY, Carron Ann resigned 2025-08-21; SMITH, Gordon resigned 2025-12-01
10 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Clyde Valley Housing Association Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Clyde Valley Housing Association Limited
Corporate parent · holds 75-100% shares · board control
⬇
CLYDE VALLEY PROPERTY SERVICES LIMITED
This company · SC296739
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Clyde Valley Housing Association Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/10/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5W PROPERTY LTD→ SC726372 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| A. & H. G. PROPERTIES LTD.→ SC219179 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| A1 CITY LETTINGS LTD→ SC755915 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A12 PROPERTIES LIMITED→ SC502505 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| AAL SABRI LTD→ SC867722 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AARONSWOOD PROPERTIES LIMITED→ SC200998 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AB CARFIN PROPERTIES LIMITED→ SC722886 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ABBAS PROPERTY MGT LTD→ SC802258 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABERNETHYN PROPERTIES LTD→ SC505805 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACAI PREMIER LETS LTD→ SC656059 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACFORM INVESTMENTS LIMITED→ SC336660 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ACORN PRIME PROPERTIES LTD→ SC827483 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-02-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
50 Scott Street
Motherwell
Lanarkshire
ML1 1PN
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-09-22
Last: 2025-09-08
Officers (3 active · 21 resigned)
GARMORY, Carron Ann→
Activesecretary · appointed 2025-08-21
View their other companies + combined net worth →
MCKENZIE, John Lyle→
Activedirector · ~75y · appointed 2017-03-07
View their other companies + combined net worth →
STRACHAN, Steven James→
Activedirector · ~44y · appointed 2020-09-03
View their other companies + combined net worth →
BARCLAY, Thomas Anderson→
Resignedsecretary · appointed 2006-03-23 · resigned 2016-09-30
OWENS, Nareen→
Resignedsecretary · appointed 2016-09-30 · resigned 2017-09-07
WASSELL, Lynn Allyson→
Resignedsecretary · appointed 2017-09-07 · resigned 2023-06-30
TC YOUNG→
Resignedcorporate-nominee-secretary · appointed 2006-02-07 · resigned 2006-03-23
BARCLAY, Thomas Anderson→
Resigneddirector · ~59y · appointed 2006-02-07 · resigned 2010-08-25
BOYD, Campbell J→
Resigneddirector · ~73y · appointed 2010-08-25 · resigned 2013-11-11
CAMPBELL, Michael David→
Resigneddirector · ~65y · appointed 2013-11-22 · resigned 2020-02-05
CUMMING, Colin→
Resigneddirector · ~78y · appointed 2006-03-21 · resigned 2011-08-15
DEERIN, Harry→
Resigneddirector · ~79y · appointed 2008-05-08 · resigned 2016-09-30
DICKIE, Douglas→
Resigneddirector · ~65y · appointed 2019-09-16 · resigned 2020-09-03
DICKIE, William Holmes→
Resigneddirector · ~97y · appointed 2006-03-21 · resigned 2012-01-10
DONOHOE, Tony→
Resigneddirector · ~56y · appointed 2013-11-22 · resigned 2017-03-02
DUNLOP, Walter John→
Resigneddirector · ~66y · appointed 2013-11-22 · resigned 2019-05-15
GARMORY, Carron Ann→
Resigneddirector · ~58y · appointed 2023-08-10 · resigned 2025-08-21
HAINEY, Thomas Welsh→
Resigneddirector · ~65y · appointed 2020-10-23 · resigned 2023-08-28
MACQUARRIE, Yvonne→
Resigneddirector · ~78y · appointed 2009-06-29 · resigned 2009-08-25
MCKAY, Neil→
Resigneddirector · ~57y · appointed 2022-11-28 · resigned 2023-09-18
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
10
Outstanding
3
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Stone 3 (Southern) Stone 3 (Southern) Limited | Standard security | 1 property | 14/02/2011 | — | |
| outstanding | Merchant Homes Partnerships Merchant Homes Partnerships Limited | Standard security | 1 property | 26/05/2010 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — | |
| outstanding | Clyde Valley Housing Association Clyde Valley Housing Association Limited | Standard security | 1 property | 20/03/2008 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (106 total)
accounts-with-accounts-type-small
accounts · AA
2025-12-16
termination-director-company-with-name-termination-date
officers · TM01
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-18
termination-director-company-with-name-termination-date
officers · TM01
2025-08-21
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-21
accounts-with-accounts-type-small
accounts · AA
2024-10-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-17
termination-director-company-with-name-termination-date
officers · TM01
2024-08-27
accounts-with-accounts-type-small
accounts · AA
2023-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-19
termination-director-company-with-name-termination-date
officers · TM01
2023-09-18
termination-director-company-with-name-termination-date
officers · TM01
2023-08-28
appoint-person-director-company-with-name-date
officers · AP01
2023-08-10
termination-secretary-company-with-name-termination-date
officers · TM02
2023-07-03
appoint-person-director-company-with-name-date
officers · AP01
2022-12-06