CURTIS MOTORS CUPAR LIMITED
- · Oldest live charge 19.4y old — refinance window within 12 months
- 45200SIC 45200
- 45320Retail trade of motor vehicle parts and accessories
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 19.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 19.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Average employees | 4 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (27 events)Click to expand
- 2025-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-26🔓Charge satisfied #2
- 2023-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-11-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2014-11-26📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-07-06🔓Charge satisfied #1
- 2007-01-09🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2006-11-22🔒Charge registered #1Lender: Curtis Properties Limited
- 2006-05-18➕CURTIS, Isabel Katherine appointedsecretary
- 2006-05-18➕CURTIS, Andrew Richard appointeddirector
- 2006-05-18➕CURTIS, Isabel Katherine appointeddirector
- 2006-05-18➖D.W. COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 2006-05-18➖D.W. DIRECTOR 1 LIMITED resignedcorporate-nominee-director
- 2005-12-28🏢Company incorporatedAs CURTIS MOTORS CUPAR LIMITED
- 2005-12-28➕D.W. COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 2005-12-28➕D.W. DIRECTOR 1 LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "CURTIS" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Richard Curtis Individual · United Kingdom · DOB 05/1964 · age 62 | 75–100% | — | 75-100% shares | 28/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BANFF TYRE SERVICES LIMITED→ SC255402 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| BELLFIELD MOTOR COMPANY LTD.→ SC244704 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| BLACK PEARL AUTO PROS LTD→ SC758181 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BLAIRGOWRIE GARAGE LTD→ SC754554 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CAESAR AUTO REPAIR LTD→ SC757544 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CALLISTO GOLF EQUIPMENT LIMITED→ SC192559 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| CAMECH MECHANICAL SERVICES LIMITED→ SC790570 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CAMERON SCOTT CARS LIMITED→ SC797278 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CVP GROUP LTD→ SC837025 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| DOUGLAS CAMERON (PERTH) LIMITED→ SC100636 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
| DPL AUTO LIMITED→ SC867774 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DRVN TOOLROOM LIMITED→ SC709177 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 09/01/2007 | 26/10/2024 | |
| satisfied | Curtis Properties Curtis Properties Limited | Standard security | 1 property | 22/11/2006 | 06/07/2009 |