THE COCOA BEAN COMPANY LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 16.0y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 3600 | 3600 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 resolution
- • 1 incorporation
- • 1 capital
- • 1 resolution
- • 1 incorporation
- • 1 capital
Corporate timeline (35 events)Click to expand
- 2026-04-09📄resolutionresolution · RESOLUTIONS
- 2026-03-27📄memorandum-articlesincorporation · MA
- 2026-03-26📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2026-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-09📄memorandum-articlesincorporation · MA
- 2025-04-09📄resolutionresolution · RESOLUTIONS
- 2025-04-08📄capital-allotment-sharescapital · SH01
- 2025-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-07-01➖BECK, Hannah resigneddirector
- 2019-05-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-05-17🔓Charge satisfied #2
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-03-17🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2016-03-10🔓Charge satisfied #1
- 2015-11-27🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank)
- 2013-05-28🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2013-01-01➕BECK, Claire appointedsecretary
- 2012-06-30➖IRVING, Robert resigneddirector
- 2012-02-08➕BECK, Hannah appointeddirector
- 2010-05-19🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2009-08-19➕IRVING, Robert appointeddirector
- 2008-05-31➖WHEELER, Martyn Gary resignedsecretary
- 2006-07-26➖ABERGAN REED NOMINEES LIMITED resignedcorporate-nominee-secretary
- 2006-07-26➖ABERGAN REED LIMITED resignedcorporate-nominee-director
- 2005-10-07➕WHEELER, Martyn Gary appointedsecretary
- 2005-06-11➕BECK, Claire Louise appointeddirector
- 2005-06-06🏢Company incorporatedAs THE COCOA BEAN COMPANY LIMITED
- 2005-06-06➕ABERGAN REED NOMINEES LIMITED appointedcorporate-nominee-secretary
- 2005-06-06➕ABERGAN REED LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Claire Louise Beck Individual · United Kingdom · DOB 09/1966 · age 60 | 75–100% | — | 75-100% shares | 01/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Food & drink · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| VIVERS SCOTLAMB LIMITED→ SC340007 · est 2008 | £1.43M £1.05M–£1.80M | — | — | 70 | 18y | 76 | 60y |
| BARONY COUNTRY FOODS LTD.→ SC181901 · est 1998 | — | — | £72.4k | — | 28y | 82 | 67y |
| SOLWAY FARM DAIRIES LTD.→ SC224140 · est 2001 | — | — | £713.8k | — | 24y | 82 | 66y |
| TASTE THE SEA LIMITED→ SC188344 · est 1998 | — | — | — | 0 | 27y | 82 | 71y |
| BROWNS MANUFACTURING LIMITED→ SC105710 · est 1987 · no financials extracted | — | — | — | — | 38y | 80 | 62y |
| IRVINGS HOMESTYLE BAKERY LIMITED→ SC261301 · est 2003 | — | — | £804.3k | — | 22y | 80 | 88y |
| LACTALIS MCLELLAND LIMITED→ SC014583 · est 1927 · no financials extracted | — | — | — | — | 99y | 80 | 64y |
| CALEDONIAN PETFOODS LIMITED→ SC363194 · est 2009 | — | — | — | 2700 | 16y | 79 | 66y |
| DARK SKY SPIRITS LTD→ SC576266 · est 2017 | — | — | — | 800 | 8y | 79 | 67y |
| JOHN GILLESPIE & SONS. LIMITED→ SC015983 · est 1930 | — | — | — | 1900 | 95y | 79 | 87y |
| ANNANDALE DISTILLERY COMPANY LIMITED→ SC316346 · est 2007 · no financials extracted | — | — | — | — | 19y | 78 | 72y |
| FINLAY'S FARM LTD→ SC558749 · est 2017 | — | — | — | 800 | 9y | 78 | 71y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 17/03/2016 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) | A registered charge | — | 27/11/2015 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 28/05/2013 | 17/05/2019 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 19/05/2010 | 10/03/2016 |