CAFE BALFE LIMITED

🌳Matureactive
SC282887 · ltd · incorporated 2005-04-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
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Turnover
year to Sept 2024
Net worth
£83.5k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (2 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
61 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £83,473
Net assets shrinking
Down £20,288 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£83k
↓ 20% YoY
Current Assets
£167k
↓ 14% YoY
Current Liabilities
£0£39k£78k£117k£156k£195kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£93.1k£117.4k
Current assets£167.5k£194.7k
Net assets£83.5k£103.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-06-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-04-23
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  4. 2024-04-23
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  5. 2024-04-14
    BALFE, Sharon Ross resigned
    secretary
  6. 2024-04-04
    MCDONALD, Colette appointed
    director
  7. 2024-04-04
    BALFE, Sharon Ross resigned
    director
  8. 2024-04-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2024-04-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2023-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-06-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2021-06-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2020-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-07-03
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  16. 2018-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2018-06-26
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  18. 2017-06-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2005-04-07
    🏢
    Company incorporated
    As CAFE BALFE LIMITED
  20. 2005-04-07
    BALFE, Lauren Sarah appointed
    director
  21. 2005-04-07
    BALFE, Sharon Ross appointed
    secretary
  22. 2005-04-07
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  23. 2005-04-07
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  24. 2005-04-07
    BALFE, Sharon Ross appointed
    director
  25. 2005-04-07
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  26. 2005-04-07
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BALFE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Lauren Struthers
Individual · British · DOB 03/1984 · age 42
2550%
25-50% shares06/04/2016
1 historic (ceased) PSC
  • Mrs Sharon Ross Balfeceased 01/03/2024· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2005-04-07
Jurisdictionscotland
Primary SIC56101 — Licenced restaurants

Registered office

118 Westblackhall Street
Greenock
PA15 1XR

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-21
Last: 2026-04-07

Officers (2 active · 4 resigned)

BALFE, Lauren Sarah
director · ~42y · appointed 2005-04-07
View their other companies + combined net worth →
Active
MCDONALD, Colette
director · ~40y · appointed 2024-04-04
View their other companies + combined net worth →
Active
BALFE, Sharon Ross
secretary · appointed 2005-04-07 · resigned 2024-04-14
Resigned
BRIAN REID LTD.
corporate-nominee-secretary · appointed 2005-04-07 · resigned 2005-04-07
Resigned
BALFE, Sharon Ross
director · ~62y · appointed 2005-04-07 · resigned 2024-04-04
Resigned
STEPHEN MABBOTT LTD.
corporate-nominee-director · appointed 2005-04-07 · resigned 2005-04-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (61 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-28
termination-secretary-company-with-name-termination-date
officers · TM02
2024-04-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-13
termination-director-company-with-name-termination-date
officers · TM01
2024-04-04
appoint-person-director-company-with-name-date
officers · AP01
2024-04-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-24