EXECUTIVE FINANCIAL SERVICES LIMITED

🌳Matureactive
SC280840 · ltd · incorporated 2005-03-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£298.8k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 73-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £298,785

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£299k
↑ 8.3% YoY
Current Assets
£360k
↑ 7.6% YoY
Current Liabilities
—
£0£72k£144k£216k£288k£360kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£301.8k£285.0k
Current assets£359.7k£334.4k
Net assets£298.8k£276.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-03-24
    📄
    capital-allotment-shares
    capital · SH01
  6. 2021-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-10-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2021-10-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2021-10-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2021-10-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2021-10-28
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2020-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-09-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2015-12-18
    ➕
    JOHNSON, John Richard appointed
    director
  17. 2015-12-18
    ➖
    JOHNSON, John Richard resigned
    secretary
  18. 2005-03-02
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  19. 2005-03-02
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  20. 2005-03-01
    🏢
    Company incorporated
    As EXECUTIVE FINANCIAL SERVICES LIMITED
  21. 2005-03-01
    ➕
    JOHNSON, Linda Condie appointed
    director
  22. 2005-03-01
    ➕
    JOHNSON, John Richard appointed
    secretary
  23. 2005-03-01
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  24. 2005-03-01
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Linda Condie Johnson
Individual · British · DOB 10/1953 · age 73
50–75%
—50-75% shares07/04/2016
Mr John Richard Johnson
Individual · British · DOB 04/1954 · age 72
25–50%
—25-50% shares07/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-03-01
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

8 Cornhill Grove
Biggar
ML12 6GN
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01

Officers (2 active · 3 resigned)

JOHNSON, John Richard→
director · ~72y · appointed 2015-12-18
View their other companies + combined net worth →
Active
JOHNSON, Linda Condie→
director · ~73y · appointed 2005-03-01
View their other companies + combined net worth →
Active
JOHNSON, John Richard→
secretary · appointed 2005-03-01 · resigned 2015-12-18
Resigned
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2005-03-01 · resigned 2005-03-02
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2005-03-01 · resigned 2005-03-02
Resigned

Click a director name to see their full track record across all companies.

Recent filings (58 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
capital-allotment-shares
capital · SH01
2022-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-23
change-person-director-company-with-change-date
officers · CH01
2021-10-28
change-person-director-company-with-change-date
officers · CH01
2021-10-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-10-28