ADVANCED (SCOTLAND) LIMITED

🌳Matureactive
SC280438 · ltd · incorporated 2005-02-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£106.0k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 64-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £105,970
Net assets shrinking
Down £9,250 YoY
Cash YoY
-13%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£77k
↓ 13% YoY
Net Worth
£106k
↓ 8.0% YoY
Current Assets
£118k
↓ 13% YoY
Current Liabilities
—
£0£27k£54k£81k£108k£135kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£106.3k£115.3k
Current assets£118.0k£135.3k
Cash£77.4k£89.3k
Debtors£40.7k£46.0k
Net assets£106.0k£115.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-11-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2025-08-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-08-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-08-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2025-08-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  6. 2025-03-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2024-12-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2023-12-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  9. 2022-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2022-03-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2022-02-28
    ➖
    BALDI, Andrine resigned
    director
  12. 2021-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2021-03-11
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2019-12-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2018-12-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  16. 2017-12-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  17. 2008-07-11
    ➖
    CUNNINGHAM, Barry resigned
    director
  18. 2005-11-02
    ➕
    RENTON, Stewart George appointed
    director
  19. 2005-11-02
    ➕
    CUNNINGHAM, Barry appointed
    director
  20. 2005-03-29
    ➖
    @UKPLC CLIENT SECRETARY LTD resigned
    corporate-nominee-secretary
  21. 2005-03-29
    ➖
    @UKPLC CLIENT DIRECTOR LTD resigned
    corporate-nominee-director
  22. 2005-02-23
    🏢
    Company incorporated
    As ADVANCED (SCOTLAND) LIMITED
  23. 2005-02-23
    ➕
    GIBSON, Craig Kerr appointed
    secretary
  24. 2005-02-23
    ➕
    GIBSON, Craig Kerr appointed
    director
  25. 2005-02-23
    ➕
    @UKPLC CLIENT SECRETARY LTD appointed
    corporate-nominee-secretary
  26. 2005-02-23
    ➕
    BALDI, Andrine appointed
    director
  27. 2005-02-23
    ➕
    @UKPLC CLIENT DIRECTOR LTD appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Stewart George Renton
Individual · British · DOB 10/1973 · age 53
25–50%
25–50%25-50% shares · 25-50% voting03/03/2025
Mr Craig Gibson
Individual · British · DOB 10/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Craig Kerr Gibsonceased 15/06/2016· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-02-23
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6a Mains Drive
Erskine
Renfrewshire
PA8 7JQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-07-16
Last: 2026-07-02

Officers (3 active · 4 resigned)

GIBSON, Craig Kerr→
secretary · appointed 2005-02-23
View their other companies + combined net worth →
Active
GIBSON, Craig Kerr→
director · ~64y · appointed 2005-02-23
View their other companies + combined net worth →
Active
RENTON, Stewart George→
director · ~53y · appointed 2005-11-02
View their other companies + combined net worth →
Active
@UKPLC CLIENT SECRETARY LTD→
corporate-nominee-secretary · appointed 2005-02-23 · resigned 2005-03-29
Resigned
BALDI, Andrine→
director · ~67y · appointed 2005-02-23 · resigned 2022-02-28
Resigned
CUNNINGHAM, Barry→
director · ~62y · appointed 2005-11-02 · resigned 2008-07-11
Resigned
@UKPLC CLIENT DIRECTOR LTD→
corporate-nominee-director · appointed 2005-02-23 · resigned 2005-03-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (65 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-29
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-11-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-04
termination-director-company-with-name-termination-date
officers · TM01
2022-03-03