FIFE ACCIDENT REPAIR CENTRE LIMITED
🌳Matureactive
SC276436 · ltd · incorporated 2004-11-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 21.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 64-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 21.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 21.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
63 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 1100 | 1300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-24📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-11-22➖BRADY, Derek Allan resignedsecretary
- 2024-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2020-11-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-11-01🔓Charge satisfied #1
- 2020-09-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-09-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-13📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2019-11-09📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2019-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-02-01➕LAMBIE, Peter appointeddirector
- 2005-02-24🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2004-11-24🏢Company incorporatedAs FIFE ACCIDENT REPAIR CENTRE LIMITED
- 2004-11-24➕LAMBIE, Carol-Anne appointeddirector
- 2004-11-24➕BRADY, Derek Allan appointedsecretary
- 2004-11-24➕HOGG JOHNSTON SECRETARIES LTD. appointedcorporate-secretary
- 2004-11-24➖HOGG JOHNSTON SECRETARIES LTD. resignedcorporate-secretary
- 2004-11-24➕HOGG JOHNSTON DIRECTORS LTD. appointedcorporate-director
- 2004-11-24➖HOGG JOHNSTON DIRECTORS LTD. resignedcorporate-director
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Carol-Anne Lambie Individual · British · DOB 11/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 25/09/2020 |
Mr Peter Lambie Individual · British · DOB 05/1962 · age 64 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ELGIN MOTOR WORKS LTD→ SC398991 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ELLIS TAXIS LIMITED→ SC305111 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ET AUTOMOTIVE LTD→ SC876376 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FIFE POWDERCOATINGS LIMITED→ SC546544 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| FIFE SEAT LIMITED→ SC331707 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| FIX AUTO GARAGE LTD→ SC865500 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FLEAR & THOMSON (PERTH) LIMITED→ SC655765 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| FLEAR & THOMSON (STIRLING) LIMITED→ SC575657 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FLEAR & THOMSON LIMITED→ SC028660 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
| FRANK MUNRO & SONS LIMITED→ SC241429 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| G DYCE AUTOS LTD→ SC879993 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GGS FIFE LTD→ SC748889 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2004-11-24
Jurisdictionscotland
Primary SIC45200 — SIC 45200
Registered office
7 Midfield Road
Mitchelston Industrial Estate
Kirkcaldy
KY1 3NL
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14
Officers (2 active · 3 resigned)
LAMBIE, Carol-Anne→
Activedirector · ~64y · appointed 2004-11-24
View their other companies + combined net worth →
LAMBIE, Peter→
Activedirector · ~64y · appointed 2014-02-01
View their other companies + combined net worth →
BRADY, Derek Allan→
Resignedsecretary · appointed 2004-11-24 · resigned 2024-11-22
HOGG JOHNSTON SECRETARIES LTD.→
Resignedcorporate-secretary · appointed 2004-11-24 · resigned 2004-11-24
HOGG JOHNSTON DIRECTORS LTD.→
Resignedcorporate-director · appointed 2004-11-24 · resigned 2004-11-24
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 24/02/2005 | 01/11/2020 |
Recent filings (63 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-24
termination-secretary-company-with-name-termination-date
officers · TM02
2024-11-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-31
change-account-reference-date-company-current-extended
accounts · AA01
2020-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-11-01
mortgage-satisfy-charge-full
mortgage · MR04
2020-11-01