CHENSON CONSULTANTS LTD.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
9 live charges · 5 lenders · oldest 17.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-29 |
|---|---|
| Total assets | £65.0k |
| Current assets | £3.17M |
| Net assets | £65.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 officers
Corporate timeline (40 events)Click to expand
- 2025-12-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-11📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-23📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-02-07➖GREENWOOD, Joanna Cathryn resignedsecretary
- 2024-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-12🔒Charge registered #9Lender: Investec Bank PLC
- 2021-01-12🔒Charge registered #8Lender: Investec Bank PLC
- 2020-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-09🔓Charge satisfied #5
- 2020-06-09🔓Charge satisfied #4
- 2020-06-09🔓Charge satisfied #3
- 2019-10-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2019-10-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-01📄gazette-notice-compulsorygazette · GAZ1
- 2017-08-31🔒Charge registered #7Lender: Christopher Richard Lynden
- 2017-03-08🔒Charge registered #6Lender: Coutts & Company
- 2014-01-11🔓Charge satisfied #2
- 2014-01-11🔓Charge satisfied #1
- 2013-11-29🔒Charge registered #5Lender: Lloyds Bank PLC
- 2013-11-08🔒Charge registered #4Lender: Lloyds Bank PLC
- 2013-11-08🔒Charge registered #3Lender: Lloyds Bank PLC
- 2008-09-13🔒Charge registered #2Lender: Hsbc Bank PLC
- 2008-08-01🔒Charge registered #1Lender: Hsbc Bank PLC
- 2004-08-24🏢Company incorporatedAs CHENSON CONSULTANTS LTD.
- 2004-08-24➕LYNDEN, Christopher appointeddirector
- 2004-08-24➕GREENWOOD, Joanna Cathryn appointedsecretary
- 2004-08-24➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2004-08-24➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2004-08-24➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2004-08-24➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 22 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Richard Lynden Individual · British · DOB 12/1957 · age 69 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mr Christopher Richard Lyndenceased 07/02/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 12/01/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | — | 12/01/2021 | — | |
| outstanding | Christopher Richard Lynden | A registered charge | 1 property | 31/08/2017 | — | |
| outstanding | NatWest Group Coutts & Company | A registered charge | 3 properties | 08/03/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 29/11/2013 | 09/06/2020 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 08/11/2013 | 09/06/2020 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 08/11/2013 | 09/06/2020 | |
| satisfied | HSBC Hsbc Bank PLC | Floating charge | 1 property | 13/09/2008 | 11/01/2014 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 01/08/2008 | 11/01/2014 |