HOMETRUST CARE LIMITED
- · Oldest live charge 21.9y old — refinance window within 12 months
- 87100Residential nursing care activities
Opportunity 77/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (88/100).
Refinance opportunity
6 live charges · oldest 21.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 21.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £932.7k | £684.4k |
| Average employees | 10100 | 10000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (53 events)Click to expand
- 2025-12-05📄accounts-with-accounts-type-fullaccounts · AA
- 2025-10-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-10-22📄memorandum-articlesincorporation · MA
- 2025-10-22📄resolutionresolution · RESOLUTIONS
- 2025-10-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-10➖JOYCE, Alice Louisa resigneddirector
- 2025-10-10➖JOYCE, Rupert Henry resigneddirector
- 2025-07-22➖WRIGHT, Paula resigneddirector
- 2025-07-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-02-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-24➕MCCUBBIN, Brian appointeddirector
- 2023-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-06➕WRIGHT, Paula appointeddirector
- 2023-10-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-08-03📄accounts-with-accounts-type-fullaccounts · AA
- 2023-04-12📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-02-28📄gazette-notice-compulsorygazette · GAZ1
- 2022-06-08📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-06-07📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-31📄gazette-notice-compulsorygazette · GAZ1
- 2021-03-31📄accounts-with-accounts-type-fullaccounts · AA
- 2020-03-05🔓Charge satisfied #6
- 2020-03-05🔓Charge satisfied #5
- 2020-03-05🔓Charge satisfied #3
- 2020-03-05🔓Charge satisfied #1
- 2018-03-01➕JOYCE, Rupert Henry appointeddirector
- 2015-08-25🔓Charge satisfied #4
- 2015-08-25🔓Charge satisfied #2
- 2015-08-12➕JOYCE, Alice Louisa appointeddirector
- 2015-08-12➖JOYCE, Martin Patrick resigneddirector
- 2015-06-30🔒Charge registered #6Lender: National Westminster Bank PLC
- 2015-06-30🔒Charge registered #5Lender: National Westminster Bank PLC
- 2012-07-08➖JOYCE, Anthony resigneddirector
- 2012-03-23➕JOYCE, Martin Patrick appointeddirector
- 2007-07-24🔒Charge registered #4Lender: National Westminster Bank PLC
- 2006-03-01🔒Charge registered #3Lender: National Westminster Bank PLC
- 2004-06-28🔒Charge registered #2Lender: National Westminster Bank PLC
- 2004-06-05🔒Charge registered #1Lender: National Westminster Bank PLC
- 2004-03-19➖NICOLL, Patricia Mary resigneddirector
- 2004-02-10➕JOYCE, Alyson Louise appointedsecretary
- 2004-02-10➕JOYCE, Alyson Louise appointeddirector
- 2004-02-10➖WHITEHOUSE, Adam John Ogilvie resignedsecretary
- 2004-02-10➕JOYCE, Anthony appointeddirector
- 2003-10-22🏢Company incorporatedAs HOMETRUST CARE LIMITED
- 2003-10-22➕WHITEHOUSE, Adam John Ogilvie appointedsecretary
- 2003-10-22➕FIRST SCOTTISH SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-10-22➖FIRST SCOTTISH SECRETARIES LIMITED resignedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: JOYCE, Alice Louisa resigned 2025-10-10; JOYCE, Rupert Henry resigned 2025-10-10; WRIGHT, Paula resigned 2025-07-22
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Hometrust Care Eot Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Hometrust Care Eot Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/10/2025 |
1 historic (ceased) PSC
- Ms Alyson Louise Joyceceased 10/10/2025· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 9 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/06/2015 | 05/03/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 30/06/2015 | 05/03/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 24/07/2007 | 25/08/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 01/03/2006 | 05/03/2020 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/06/2004 | 25/08/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Bond & floating charge | 1 property | 05/06/2004 | 05/03/2020 |