GOLDIE LIMITED
- 47750Retail sale of cosmetic and toilet articles in specialised stores
Opportunity 78/100 (strong), bankability 65/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 22.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 22.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £317.6k | £337.5k |
| Current assets | £335.0k | £354.6k |
| Cash | £95.1k | £124.1k |
| Debtors | £195.8k | £184.2k |
| Net assets | £204.3k | £219.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (34 events)Click to expand
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-28📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-10-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-02-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-02-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-21📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-29📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-06-16➖DAVIDSON, Graeme Niven resignedsecretary
- 2021-06-16➖DAVIDSON, Graeme Niven resigneddirector
- 2020-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-05-11🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2017-03-14🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2015-10-29🔓Charge satisfied #4
- 2009-08-28🔒Charge registered #4Lender: Rbs Invoice Finance Limited
- 2005-07-05🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2004-03-04🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-12-12🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2003-09-18🏢Company incorporatedAs GOLDIE LIMITED
- 2003-09-18➕MCANERNEY, Edward Raymond appointeddirector
- 2003-09-18➕DAVIDSON, Graeme Niven appointedsecretary
- 2003-09-18➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-09-18➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-09-18➕DAVIDSON, Graeme Niven appointeddirector
- 2003-09-18➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-09-18➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rosemary Davidson Individual · British · DOB 04/1962 · age 64 | 25–50% | — | 25-50% shares | 01/01/2023 |
Gail Henderson Individual · British · DOB 09/1961 · age 65 | 25–50% | — | 25-50% shares | 01/01/2023 |
Mrs Anne Margaret Mcanerney Individual · British · DOB 09/1967 · age 59 | 25–50% | — | 25-50% shares | 01/01/2022 |
Mr Edward Raymond Mcanerney Individual · British · DOB 07/1963 · age 63 | — | — | sig. influencesignificant influence | 06/04/2016 |
2 historic (ceased) PSCs
- Mr Graeme Niven Davidsonceased 01/01/2023· 25-50% shares
- Woodburn Developments Ltd.ceased 01/01/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 11/05/2017 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 14/03/2017 | — | |
| satisfied | NatWest Group Rbs Invoice Finance Limited | Floating charge | 1 property | 28/08/2009 | 29/10/2015 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 05/07/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/03/2004 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 12/12/2003 | — |