MILLER HOMES HOLDINGS LIMITED
🌳Matureactive
SC255430 · ltd · incorporated 2003-09-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
69/100
Strong
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 69/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
🏦
Refinance opportunity
18 live charges · 8 lenders · oldest 14.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 14.1 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 53/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
18 charges (18/18 with lender, 18/18 with type)
90
Directors & officers
24 officers (3 active, 24 linked, 18 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
175 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 2 officers
Last 90 days
5
filings
- • 5 officers
Last 180 days
6
filings
- • 5 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (101 events)Click to expand
- 2026-04-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-01➕GIBSON, Graeme Kenneth appointeddirector
- 2026-04-01➖MURDOCH, Ian resigneddirector
- 2026-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-10📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2026-02-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-31➕FORD, Mrs Bethany appointedsecretary
- 2026-01-31➖JACKSON, Julie Mansfield resignedsecretary
- 2026-01-31➖JACKSON, Julie Mansfield resigneddirector
- 2025-10-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-07📄legacyaccounts · PARENT_ACC
- 2025-10-07📄legacyother · GUARANTEE2
- 2025-10-07📄legacyother · AGREEMENT2
- 2025-07-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-11-02📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-02📄legacyaccounts · PARENT_ACC
- 2024-11-02📄legacyother · AGREEMENT2
- 2024-10-03📄legacyother · GUARANTEE2
- 2024-06-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-01➖CHAMBERLIN, Scott resigneddirector
- 2024-05-01➖O'CONNOR, Daniel Peter resigneddirector
- 2024-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-10📄accounts-with-accounts-type-fullaccounts · AA
- 2023-10-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-05➖THOMPSON, Warren resigneddirector
- 2023-02-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-25➖ENDSOR, Christopher John resigneddirector
- 2022-09-21📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-09🔒Charge registered #18Lender: Hsbc Bank PLC (As Security Agent) (00014259)
- 2022-05-09🔒Charge registered #17Lender: Hsbc Bank PLC as Security Agent
- 2022-04-14🔓Charge satisfied #16
- 2022-04-14🔓Charge satisfied #15
- 2021-11-24🔓Charge satisfied #14
- 2021-11-24🔓Charge satisfied #13
- 2021-11-24🔓Charge satisfied #12
- 2021-11-24🔓Charge satisfied #11
- 2021-03-15➕THOMPSON, Warren appointeddirector
- 2020-09-01➕O'CONNOR, Daniel Peter appointeddirector
- 2020-07-31➖JONES, Darren Robert resigneddirector
- 2018-07-31➕CHAMBERLIN, Scott appointeddirector
- 2018-03-31➖BIRCH, Steve resigneddirector
- 2017-10-16🔓Charge satisfied #7
- 2017-10-16🔓Charge satisfied #10
- 2017-10-16🔓Charge satisfied #9
- 2017-10-16🔓Charge satisfied #8
- 2017-10-05🔒Charge registered #16Lender: Lloyds Bank PLC
- 2017-10-05🔒Charge registered #15Lender: Lloyds Bank PLC
- 2017-07-11🔒Charge registered #14Lender: Hsbc Bank PLC
Showing most recent 50 of 101 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: JACKSON, Julie Mansfield resigned 2026-01-31; JACKSON, Julie Mansfield resigned 2026-01-31; MURDOCH, Ian resigned 2026-04-01
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Miller Homes Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Miller Homes Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
MILLER HOMES HOLDINGS LIMITED
This company · SC255430
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miller Homes Group Holdings Limited Corporate entity | 75–100% | — | board control75-100% shares · board control | 05/10/2017 |
1 historic (ceased) PSC
- Tmgl Holdings Limitedceased 05/10/2017· 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-09-05
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings
Registered office
Miller House
2 Lochside View
Edinburgh Park
Edinburgh
EH12 9DH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-08
Last: 2025-10-25
Officers (3 active · 21 resigned)
Active
GIBSON, Graeme Kenneth→
Activedirector · ~44y · appointed 2026-04-01
View their other companies + combined net worth →
LYNES, Stewart Alan→
Activedirector · ~48y · appointed 2016-02-09
View their other companies + combined net worth →
DUFFIELD, Sheelagh Jane→
Resignedsecretary · appointed 2012-05-16 · resigned 2015-03-10
JACKSON, Julie Mansfield→
Resignedsecretary · appointed 2015-03-10 · resigned 2026-01-31
SMYTH, Pamela June→
Resignedsecretary · appointed 2003-12-11 · resigned 2012-05-16
D.W. COMPANY SERVICES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-09-05 · resigned 2003-12-11
ANDERSON, Ewan Thomas→
Resigneddirector · ~60y · appointed 2003-12-11 · resigned 2011-03-29
BIRCH, Steve→
Resigneddirector · ~67y · appointed 2016-02-09 · resigned 2018-03-31
BORLAND, Donald William→
Resigneddirector · ~60y · appointed 2014-11-24 · resigned 2016-02-25
CHAMBERLIN, Scott→
Resigneddirector · ~59y · appointed 2018-07-31 · resigned 2024-05-01
ENDSOR, Christopher John→
Resigneddirector · ~65y · appointed 2012-08-13 · resigned 2023-01-25
HODSDEN, Richard David→
Resigneddirector · ~60y · appointed 2013-11-21 · resigned 2014-12-04
HOUGH, Timothy→
Resigneddirector · ~69y · appointed 2003-12-11 · resigned 2011-03-29
JACKSON, Julie Mansfield→
Resigneddirector · ~61y · appointed 2009-09-14 · resigned 2026-01-31
JONES, Darren Robert→
Resigneddirector · ~57y · appointed 2016-02-09 · resigned 2020-07-31
MILLER, Keith Manson→
Resigneddirector · ~77y · appointed 2003-12-11 · resigned 2015-03-31
MILLS, Stanley→
Resigneddirector · ~78y · appointed 2003-12-11 · resigned 2009-09-30
MURDOCH, Ian→
Resigneddirector · ~56y · appointed 2011-03-29 · resigned 2026-04-01
O'CONNOR, Daniel Peter→
Resigneddirector · ~64y · appointed 2020-09-01 · resigned 2024-05-01
Click a director name to see their full track record across all companies.
Mortgages & charges
18
Total charges
2
Outstanding
1
Active lenders
Status:Lender:18 of 18 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC (As Security Agent) (00014259) | A registered charge | — | 09/05/2022 | — | |
| outstanding | HSBC Hsbc Bank PLC as Security Agent | A registered charge | 1 property | 09/05/2022 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 05/10/2017 | 14/04/2022 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 05/10/2017 | 14/04/2022 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 11/07/2017 | 24/11/2021 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 11/07/2017 | 24/11/2021 | |
| satisfied | HSBC Hsbc Bank PLC (As Lender) | A registered charge | — | 17/08/2016 | 24/11/2021 | |
| satisfied | HSBC Hsbc Bank PLC (As Lender) | A registered charge | — | 17/08/2016 | 24/11/2021 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 26/06/2015 | 16/10/2017 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 24/06/2015 | 16/10/2017 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 24/06/2015 | 16/10/2017 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 24/06/2015 | 16/10/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC as Trustee, Agent and Security Agent for Each of the Senior Secured Parties (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | 1 property | 08/01/2014 | 06/07/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Share pledge | 1 property | 19/12/2012 | 06/07/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 29/02/2012 | 06/07/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Share pledge | 1 property | 29/02/2012 | 06/07/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 29/02/2012 | 06/07/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 29/02/2012 | 06/07/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (175 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-04-07
termination-director-company-with-name-termination-date
officers · TM01
2026-04-06
termination-director-company-with-name-termination-date
officers · TM01
2026-02-16
appoint-person-secretary-company-with-name-date
officers · AP03
2026-02-10
termination-secretary-company-with-name-termination-date
officers · TM02
2026-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-28
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-07
legacy
accounts · PARENT_ACC
2025-10-07
legacy
other · GUARANTEE2
2025-10-07
legacy
other · AGREEMENT2
2025-10-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-07-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-02
legacy
accounts · PARENT_ACC
2024-11-02
legacy
other · AGREEMENT2
2024-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-29