CAROLINE CONGLOMERATES LIMITED
🌳Matureactive
SC244532 · ltd · incorporated 2003-02-24
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (93/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · oldest 12.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (3 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-14🔓Charge satisfied #4
- 2025-04-14🔓Charge satisfied #2
- 2025-04-14🔓Charge satisfied #3
- 2025-04-14🔓Charge satisfied #1
- 2024-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-02➖CRUICKSHANK, Caroline resigneddirector
- 2017-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2014-06-16🔒Charge registered #4Lender: Barclays Bank PLC
- 2014-05-14🔒Charge registered #2Lender: Barclays Bank PLC
- 2014-05-08🔒Charge registered #3Lender: Barclays Bank PLC
- 2014-05-07🔒Charge registered #1Lender: Barclays Bank PLC
- 2005-12-07➖CRUICKSHANK, Alexander resigneddirector
- 2003-06-18➕CRUICKSHANK, Alexander appointeddirector
- 2003-06-18➕CRUICKSHANK, Caroline appointeddirector
- 2003-04-01➕CRUICKSHANK, Alexander appointedsecretary
- 2003-04-01➕CRUICKSHANK, Alexander appointeddirector
- 2003-04-01➕MCPHAIL, Anne appointeddirector
- 2003-04-01➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2003-04-01➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 2003-02-24🏢Company incorporatedAs CAROLINE CONGLOMERATES LIMITED
- 2003-02-24➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2003-02-24➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Anne Mcphail Individual · British · DOB 01/1962 · age 64 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mr Alexander Cruickshank Individual · British · DOB 12/1958 · age 68 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BARKERS TREATS LTD→ SC843738 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-02-24
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores
Registered office
123 St Clair Street
Kirkcaldy
Fife
KY1 2BS
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-10
Last: 2026-02-24
Officers (3 active · 4 resigned)
CRUICKSHANK, Alexander→
Activesecretary · appointed 2003-04-01
View their other companies + combined net worth →
CRUICKSHANK, Alexander→
Activedirector · ~68y · appointed 2003-04-01
View their other companies + combined net worth →
MCPHAIL, Anne→
Activedirector · ~64y · appointed 2003-04-01
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-02-24 · resigned 2003-04-01
CRUICKSHANK, Alexander→
Resigneddirector · ~99y · appointed 2003-06-18 · resigned 2005-12-07
CRUICKSHANK, Caroline→
Resigneddirector · ~100y · appointed 2003-06-18 · resigned 2018-07-02
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2003-02-24 · resigned 2003-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 16/06/2014 | 14/04/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 14/05/2014 | 14/04/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 08/05/2014 | 14/04/2025 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 07/05/2014 | 14/04/2025 |
Recent filings (70 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-14
mortgage-satisfy-charge-full
mortgage · MR04
2025-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-28
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22