WEST COAST CAPITAL RETAIL LIMITED
- · Oldest live charge 22.9y old — refinance window within 12 months
Opportunity 76/100 (strong), bankability 80/100. Strong seller-intent signal (83/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 22.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 22.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Cash | £5 | — |
| Net assets | £2 | — |
| Average employees | — | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (35 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-06-17➖DAVIDSON, Paul Richmond resigneddirector
- 2021-01-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-06➕CUMMINGS, Peter Joseph appointeddirector
- 2020-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-05-17📄resolutionresolution · RESOLUTIONS
- 2019-03-22📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2019-03-22📄legacycapital · SH20
- 2019-03-22⚠️legacyinsolvency · CAP-SS
- 2019-03-22📄resolutionresolution · RESOLUTIONS
- 2018-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-27📄change-person-director-company-with-change-dateofficers · CH01
- 2018-09-27📄change-person-director-company-with-change-dateofficers · CH01
- 2018-02-28➖LIVINGSTONE, William resigneddirector
- 2009-03-19➕LIVINGSTONE, William appointeddirector
- 2007-11-30➕MURRAY, Kirsty Elizabeth appointedsecretary
- 2006-07-03➕SEALES, Sharon appointedsecretary
- 2006-07-03➖MCCLUSKEY, Brian resignedsecretary
- 2006-07-03➕DAVIDSON, Paul Richmond appointeddirector
- 2006-07-03➖MCCLUSKEY, Brian resigneddirector
- 2003-06-10🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-04-15➕MCCLUSKEY, Brian appointeddirector
- 2002-11-29➕MCMAHON, James Cairns appointeddirector
- 2002-11-29➕MCCLUSKEY, Brian appointedsecretary
- 2002-11-29➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2002-11-29➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 2002-10-08🏢Company incorporatedAs WEST COAST CAPITAL RETAIL LIMITED
- 2002-10-08➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2002-10-08➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2019-03-22: legacy
Group structure
West Coast Capital Assets Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
West Coast Capital Assets Limited Corporate entity | 75–100% | — | 75-100% shares | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 10/06/2003 | — |