BARNELLAN EQUITY ADVICE LTD.

🌳Matureactive
SC236353 · ltd · incorporated 2002-09-04
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£2.41M
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 73-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -35% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,409,895
Cash YoY
-35%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£53k
↓ 35% YoY
Net Worth
£2.4m
↑ 14% YoY
Current Assets
£2.6m
↑ 15% YoY
Current Liabilities
—
£0£520k£1.0m£1.6m£2.1m£2.6mSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-09-302024-09-30
Total assets£2.55M£2.23M
Current assets£2.60M£2.26M
Cash£52.7k£80.8k
Debtors£243.6k£156.4k
Net assets£2.41M£2.11M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
Last 180 days
2
filings
  • • 1 accounts
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-02-09
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-11-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-10-25
    📄
    capital-name-of-class-of-shares
    capital · SH08
  6. 2024-10-25
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2024-06-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-04-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-06-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-04-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-06-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-02-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-09-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2017-09-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2016-04-28
    ➕
    BURNS, Celia Gale Fairfax appointed
    director
  17. 2002-09-04
    🏢
    Company incorporated
    As BARNELLAN EQUITY ADVICE LTD.
  18. 2002-09-04
    ➕
    RUSSELL, Kenneth Whitaker appointed
    secretary
  19. 2002-09-04
    ➕
    BURNS, Geoffrey Douglas John Charles appointed
    director
  20. 2002-09-04
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  21. 2002-09-04
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  22. 2002-09-04
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  23. 2002-09-04
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Geoffrey Douglas John Charles Burns
Individual · British · DOB 02/1954 · age 72
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-09-04
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Barnellan Barnellan
Barnellan, Milngavie
Glasgow
G62 6EZ
Scotland

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17

Officers (3 active · 2 resigned)

RUSSELL, Kenneth Whitaker→
secretary · appointed 2002-09-04
View their other companies + combined net worth →
Active
BURNS, Celia Gale Fairfax→
director · ~73y · appointed 2016-04-28
View their other companies + combined net worth →
Active
BURNS, Geoffrey Douglas John Charles→
director · ~72y · appointed 2002-09-04
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2002-09-04 · resigned 2002-09-04
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2002-09-04 · resigned 2002-09-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (67 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-20
capital-name-of-class-of-shares
capital · SH08
2024-10-25
resolution
resolution · RESOLUTIONS
2024-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-18
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-17
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-13