CASH CONVERTERS (FALKIRK) LTD.
💤Zombieactive
SC234929 · ltd · incorporated 2002-08-02
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 2.4y
10/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (1 active, 5 linked, 1 with DOB)
74
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Average employees | 1000 | 1200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-07-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-18📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-12-03➖MCEWEN, Linda resignedsecretary
- 2024-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-07🔒Charge registered #1Lender: Bank of Scotland PLC
- 2023-06-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-07-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2003-08-02➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 2002-08-09➕OWENS, Donna appointeddirector
- 2002-08-09➕MCEWEN, Linda appointedsecretary
- 2002-08-02🏢Company incorporatedAs CASH CONVERTERS (FALKIRK) LTD.
- 2002-08-02➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 2002-08-02➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 2002-08-02➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 2002-08-02➕PETER TRAINER CORPORATE SERVICES LTD. appointedcorporate-director
- 2002-08-02➖PETER TRAINER CORPORATE SERVICES LTD. resignedcorporate-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Donna Owens Individual · British · DOB 07/1981 · age 45 | 25–50% | 25–50% | board controlsig. influence25-50% shares · 25-50% voting · board control · significant influence | 02/08/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BARKMORAL HOME BOARDING LIMITED→ SC871701 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BLAIRLOGIE COMMUNITY AND HERITAGE TRUST→ SC238982 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CABELO ARTE LIMITED→ SC333718 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| CALEDONIAN CONSERVATION LTD→ SC375544 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CAMELON SELF STORAGE LTD.→ SC781539 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CANDIED ICECREAM LIMITED→ SC563580 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CANINETOFIVE LTD→ SC643534 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CENTRAL ADMIN SERVICES SCOTLAND LTD→ SC712226 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CENTRAL PARAPLANNING LTD→ SC531334 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CENTRAL RECYCLING LIMITED→ SC172120 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| CETERIS (SCOTLAND) LIMITED→ SC091088 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| CHAKEN UP LTD→ SC705981 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-08-02
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
18 High Street
Falkirk
Stirlingshire
FK1 1EY
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-01
Last: 2026-03-18
Officers (1 active · 4 resigned)
OWENS, Donna→
Activedirector · ~45y · appointed 2002-08-09
View their other companies + combined net worth →
MCEWEN, Linda→
Resignedsecretary · appointed 2002-08-09 · resigned 2024-12-03
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-secretary · appointed 2002-08-02 · resigned 2002-08-02
PETER TRAINER COMPANY SECRETARIES LTD.→
Resignedcorporate-nominee-director · appointed 2002-08-02 · resigned 2003-08-02
PETER TRAINER CORPORATE SERVICES LTD.→
Resignedcorporate-director · appointed 2002-08-02 · resigned 2002-08-02
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 07/12/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (66 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-14
termination-secretary-company-with-name-termination-date
officers · TM02
2025-03-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-23