A.G. CONTRACTORS LIMITED

⚰️Wound downliquidation
SC234141 · ltd · incorporated 2002-07-15
Investment thesis
Company liquidation — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
57/100
Worth a look
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What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 57/100 (worth a look), bankability 60/100. Strong seller-intent signal (75/100, director aged 64). Biggest value-creation lever: Resolve: Company in liquidation. Company is actively being wound up. Not a going concern. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 22.7y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 22.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (71/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
90 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
57/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-07-31
Average employees300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 address
  • • 1 resolution
Last 90 days
2
filings
  • • 1 address
  • • 1 resolution
Last 180 days
4
filings
  • • 1 address
  • • 1 resolution
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2026-04-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2026-04-07
    📄
    resolution
    resolution · RESOLUTIONS
  3. 2025-11-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-11-26
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  5. 2025-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2024-08-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2024-08-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2024-08-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2024-08-01
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  10. 2024-08-01
    🔓
    Charge satisfied #4
  11. 2024-08-01
    🔓
    Charge satisfied #3
  12. 2024-08-01
    🔓
    Charge satisfied #2
  13. 2024-08-01
    🔓
    Charge satisfied #1
  14. 2024-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2024-03-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2023-09-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2023-04-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2022-09-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  19. 2022-09-07
    🔓
    Charge satisfied #5
  20. 2022-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2020-04-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  23. 2019-12-21
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  24. 2019-12-21
    🔓
    Charge satisfied #6
  25. 2007-09-21
    🔒
    Charge registered #6
    Lender: William Grierson Lean
  26. 2007-09-21
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  27. 2007-09-07
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  28. 2007-09-07
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  29. 2003-09-25
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  30. 2003-08-07
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  31. 2002-07-26
    ➕
    GRANT, Gillian Ann appointed
    secretary
  32. 2002-07-26
    ➕
    ARBUTHNOT, William Robert appointed
    director
  33. 2002-07-26
    ➕
    GRANT, Neil John appointed
    director
  34. 2002-07-26
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  35. 2002-07-26
    ➖
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  36. 2002-07-15
    🏢
    Company incorporated
    As A.G. CONTRACTORS LIMITED
  37. 2002-07-15
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  38. 2002-07-15
    ➕
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high · 1 med ·
Company in liquidation
high

Company is actively being wound up. Not a going concern.

Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil John Grant
Individual · British · DOB 11/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting27/07/2016
Mr William Robert Arbuthnot
Individual · British · DOB 08/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusliquidation
Typeltd
Incorporated2002-07-15
Jurisdictionscotland
Primary SIC41202 — Construction of domestic buildings

Registered office

C/O Frp Adviory Trading Limited Suite B, 4th Flood
Meridian, Union Row
Aberdeen
Aberdeenshire
AB10 1SA

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-29
Last: 2025-07-15

Officers (3 active · 2 resigned)

GRANT, Gillian Ann→
secretary · appointed 2002-07-26
View their other companies + combined net worth →
Active
ARBUTHNOT, William Robert→
director · ~63y · appointed 2002-07-26
View their other companies + combined net worth →
Active
GRANT, Neil John→
director · ~64y · appointed 2002-07-26
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2002-07-15 · resigned 2002-07-26
Resigned
JORDANS (SCOTLAND) LIMITED→
corporate-nominee-director · appointed 2002-07-15 · resigned 2002-07-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
satisfied
William Grierson Lean
Standard security1 property21/09/200721/12/2019
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property21/09/200707/09/2022
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property07/09/200701/08/2024
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property07/09/200701/08/2024
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property25/09/200301/08/2024
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property07/08/200301/08/2024

Recent filings (90 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-09
resolution
resolution · RESOLUTIONS
2026-04-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-26
change-account-reference-date-company-current-extended
accounts · AA01
2025-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-01
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-18