FERGUSONS BAKERS LIMITED

🌳Matureactive
SC222640 · ltd · incorporated 2001-08-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 24.6y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2025
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Manufacture of bread; manufacture of fresh pastry goods and cakes
Sector: Manufacturing
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 24.6y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 24.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-022024-08-03
Average employees868700

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-03-09
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-04-22
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2024-04-09
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2023-12-28
    MCGHEE, Stuart Alexander appointed
    director
  5. 2023-12-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2023-03-24
    📄
    accounts-with-accounts-type-small
    accounts · AA
  7. 2021-12-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2020-12-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2020-04-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2018-12-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2018-10-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2018-09-28
    FERGUSON, James resigned
    director
  13. 2018-01-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  14. 2017-01-13
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2016-01-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2015-08-31
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2014-12-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2010-11-04
    🔓
    Charge satisfied #1
  19. 2010-10-28
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  20. 2004-01-23
    OPRAY, Gordon Barclay resigned
    director
  21. 2001-09-14
    FERGUSON, James appointed
    director
  22. 2001-09-14
    MCGHEE, Stuart Alexander resigned
    director
  23. 2001-09-14
    OPRAY, Gordon Barclay appointed
    director
  24. 2001-09-13
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  25. 2001-08-29
    🏢
    Company incorporated
    As FERGUSONS BAKERS LIMITED
  26. 2001-08-29
    MCGHEE, Ian Calder appointed
    secretary
  27. 2001-08-29
    MCGHEE, Gordon Douglas appointed
    director
  28. 2001-08-29
    MCGHEE, Ian Calder appointed
    director
  29. 2001-08-29
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  30. 2001-08-29
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  31. 2001-08-29
    MCGHEE, Stuart Alexander appointed
    director
  32. 2001-08-29
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  33. 2001-08-29
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

D Mcghee & Sons Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
D Mcghee & Sons Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
FERGUSONS BAKERS LIMITED
This company · SC222640

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
D Mcghee & Sons Limited
Corporate entity
75100%
board control75-100% shares · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2001-08-29
Jurisdictionscotland
Primary SIC10710 — Manufacture of bread; manufacture of fresh pastry goods and cakes

Registered office

10 Keppochhill Drive
M8 Food Park
Glasgow
G21 1HX

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-08-02
Confirmation statement
Next due: 2026-09-12
Last: 2025-08-29

Officers (4 active · 5 resigned)

MCGHEE, Ian Calder
secretary · appointed 2001-08-29
View their other companies + combined net worth →
Active
MCGHEE, Gordon Douglas
director · ~67y · appointed 2001-08-29
View their other companies + combined net worth →
Active
MCGHEE, Ian Calder
director · ~60y · appointed 2001-08-29
View their other companies + combined net worth →
Active
MCGHEE, Stuart Alexander
director · ~60y · appointed 2023-12-28
View their other companies + combined net worth →
Active
BRIAN REID LTD.
corporate-nominee-secretary · appointed 2001-08-29 · resigned 2001-08-29
Resigned
FERGUSON, James
director · ~68y · appointed 2001-09-14 · resigned 2018-09-28
Resigned
MCGHEE, Stuart Alexander
director · ~60y · appointed 2001-08-29 · resigned 2001-09-14
Resigned
OPRAY, Gordon Barclay
director · ~67y · appointed 2001-09-14 · resigned 2004-01-23
Resigned
STEPHEN MABBOTT LTD.
corporate-nominee-director · appointed 2001-08-29 · resigned 2001-08-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property28/10/2010
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property13/09/200104/11/2010
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (77 total)

accounts-with-accounts-type-small
accounts · AA
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-29
accounts-with-accounts-type-small
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-11
accounts-with-accounts-type-small
accounts · AA
2024-04-09
appoint-person-director-company-with-name-date
officers · AP01
2023-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
accounts-with-accounts-type-small
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-29
accounts-with-accounts-type-small
accounts · AA
2021-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-08
accounts-with-accounts-type-small
accounts · AA
2020-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-31
accounts-with-accounts-type-small
accounts · AA
2020-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-10