GAIRLOCH & LOCH EWE ACTION FORUM
🌳Matureactive
SC220037 · private-limited-guarant-nsc-limited-exemption · incorporated 2001-06-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 56290Other food services
- 63990Other information service activities n.e.c.
- 94990Activities of other membership organisations n.e.c.
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 14.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 14.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
50 officers (7 active, 50 linked, 45 with DOB)
88
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
159 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (120 events)Click to expand
- 2026-01-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-30➖JONES, Cory resigneddirector
- 2025-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-01➖STRUTHERS, James Alec resigneddirector
- 2025-03-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-19🔓Charge satisfied #2
- 2025-01-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-09➕BUTLER, Gordon Howie appointeddirector
- 2024-12-09➕TEMPLETON, Allan, Prof appointeddirector
- 2024-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-17📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2024-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-04-10🔒Charge registered #3Lender: Foundation Scotland
- 2024-03-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-09➖GINTY, Kevin Alexander resigneddirector
- 2023-11-27➕LENG, Michael appointeddirector
- 2023-11-14📄memorandum-articlesincorporation · MA
- 2023-11-14📄resolutionresolution · RESOLUTIONS
- 2023-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-25➕STRUTHERS, James Alec appointeddirector
- 2023-06-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-30➕GINTY, Kevin Alexander appointeddirector
- 2023-02-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-31➖BURROW, Charles Guy resigneddirector
- 2023-01-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-08➖MACRAE, Marie Elizabeth Mackenzie resigneddirector
- 2022-11-26➖NICAUDIE, Alice resigneddirector
- 2022-11-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-10-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-07-26➕GEARING, Kathleen Elizabeth, Dr appointeddirector
- 2022-03-29➕NICAUDIE, Alice appointeddirector
- 2021-12-19➖LESLIE, Maria Ellen resigneddirector
- 2021-10-13➖O'NEILL, Majella resigneddirector
- 2021-09-27➕CLOSE, Louise Angela appointeddirector
- 2021-09-27➕BURROW, Charles Guy appointeddirector
- 2021-09-27➕LESLIE, Maria Ellen appointeddirector
- 2021-04-27➕JONES, Cory appointeddirector
- 2021-04-27➖MACINTYRE, Hector Roy resigneddirector
- 2021-04-27➖SMITH, Stuart James, Rev resigneddirector
- 2020-07-17➖HEWLETT, Alison resigneddirector
- 2019-05-09➕HEWLETT, Alison appointeddirector
- 2019-03-03➖URQUHART, Angela resigneddirector
- 2018-12-04➕O'NEILL, Majella appointeddirector
- 2018-12-04➖WOOD, Arthur John Richard resigneddirector
Showing most recent 50 of 120 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CFUK CONCEPTS LTD→ SC496696 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ELGIN FURNITURE & CARPET CENTRE LIMITED→ SC252844 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GALE TRADING LIMITED→ SC872202 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GARDENS AND GIFTS LIMITED→ SC834783 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GUR WINE AND SPIRITS BUSINESS CONSULTANCY LIMITED→ SC605503 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| H & M HYDRAULICS (ELGIN) LTD→ SC414812 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| HIGHLAND HOSTS LIMITED→ SC842888 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND KILT HIRE LTD→ SC800300 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HOPEMAN STORES LTD→ SC628558 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| HUTCHISELL LTD→ SC846556 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| INVERBLOOM LIMITED→ SC150291 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| INVERNESS BATHROOMS LIMITED→ SC390534 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2001-06-11
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores
Registered office
The Gale Centre
Achtercairn
Gairloch
Wester Ross
IV21 2BH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-25
Last: 2025-06-11
Officers (7 active · 43 resigned)
MILES, Janet Elizabeth→
Activesecretary · appointed 2017-04-22
View their other companies + combined net worth →
BUTLER, Gordon Howie→
Activedirector · ~76y · appointed 2024-12-09
View their other companies + combined net worth →
CLOSE, Louise Angela→
Activedirector · ~56y · appointed 2021-09-27
View their other companies + combined net worth →
GEARING, Kathleen Elizabeth, Dr→
Activedirector · ~72y · appointed 2022-07-26
View their other companies + combined net worth →
LENG, Michael→
Activedirector · ~59y · appointed 2023-11-27
View their other companies + combined net worth →
MILES, Janet Elizabeth→
Activedirector · ~49y · appointed 2018-02-15
View their other companies + combined net worth →
TEMPLETON, Allan, Prof→
Activedirector · ~80y · appointed 2024-12-09
View their other companies + combined net worth →
CONNIFF, Christine Mary→
Resignedsecretary · appointed 2011-11-21 · resigned 2012-11-27
MILES, Janet Elizabeth→
Resignedsecretary · appointed 2012-11-27 · resigned 2015-12-08
URQUHART, Roseanne→
Resignedsecretary · appointed 2015-12-08 · resigned 2017-04-10
URQUHART, Roseanne→
Resignedsecretary · appointed 2001-06-11 · resigned 2011-11-19
BOND, Philip Allan→
Resigneddirector · ~83y · appointed 2002-04-17 · resigned 2008-04-16
BROOKES, Jacqueline Louise→
Resigneddirector · ~73y · appointed 2010-07-02 · resigned 2013-03-25
BUCKLEY, Frank Merlin→
Resigneddirector · ~75y · appointed 2003-09-08 · resigned 2012-01-19
BURROW, Charles Guy→
Resigneddirector · ~39y · appointed 2021-09-27 · resigned 2023-01-31
CALVERT, John Hedley→
Resigneddirector · ~86y · appointed 2007-04-17 · resigned 2010-03-04
CONNIFF, Christine Mary→
Resigneddirector · ~65y · appointed 2009-11-18 · resigned 2013-02-14
GINTY, Kevin Alexander→
Resigneddirector · ~62y · appointed 2023-05-30 · resigned 2024-01-09
HASELDINE, Rosemarie Annetta→
Resigneddirector · ~91y · appointed 2002-06-12 · resigned 2004-09-06
HEWLETT, Alison→
Resigneddirector · ~69y · appointed 2019-05-09 · resigned 2020-07-17
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Foundation Scotland | A registered charge | — | 10/04/2024 | — | |
| satisfied | Social Investment Scotland | Standard security | 1 property | 18/04/2012 | 19/03/2025 | |
| outstanding | Big Lottery Fund | Standard security | 1 property | 26/07/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (159 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-01-30
accounts-with-accounts-type-full
accounts · AA
2025-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-26
termination-director-company-with-name-termination-date
officers · TM01
2025-04-02
mortgage-satisfy-charge-full
mortgage · MR04
2025-03-19
appoint-person-director-company-with-name-date
officers · AP01
2025-01-07
appoint-person-director-company-with-name-date
officers · AP01
2025-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-07-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-04-18
appoint-person-director-company-with-name-date
officers · AP01
2024-03-08
termination-director-company-with-name-termination-date
officers · TM01
2024-01-15
memorandum-articles
incorporation · MA
2023-11-14