FERSA LTD
- · Oldest live charge 24.9y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 24.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 4 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (29 events)Click to expand
- 2026-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-01-01➕ADAM, Ryan Forrester appointeddirector
- 2021-01-01➕ADAM, Suzanne Carol appointeddirector
- 2020-08-05✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2020-08-05📄resolutionresolution · RESOLUTIONS
- 2019-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-10-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-15📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-06➕ADAM, Elaine appointeddirector
- 2011-07-01➖PEEBLES, Robert Alan resigneddirector
- 2001-06-06🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2001-06-01➕ADAM, Elaine appointedsecretary
- 2001-06-01➕ADAM, William Forrester appointeddirector
- 2001-06-01➖CHARLOTTE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2001-06-01➖MEIKLEJOHN, Iain Maury Campbell resignednominee-director
- 2001-06-01➕PEEBLES, Robert Alan appointeddirector
- 2001-05-24🏢Company incorporatedAs FERSA LTD
- 2001-05-24➕CHARLOTTE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2001-05-24➕MEIKLEJOHN, Iain Maury Campbell appointednominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 25 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William Forrester Adam Individual · British · DOB 07/1963 · age 63 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/06/2016 |
Mrs Elaine Adam Individual · British · DOB 06/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (5 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Floating charge | 1 property | 06/06/2001 | — |