CROSBIE & JACK INSURANCE SERVICES LIMITED
- · Oldest live charge 43.9y old — refinance window within 12 months
Opportunity 62/100 (worth a look), bankability 80/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
2 live charges · oldest 43.9y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 43.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (66 events)Click to expand
- 2019-06-18📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2019-06-18🏁Company dissolved
- 2019-03-09📄dissolution-voluntary-strike-off-suspendeddissolution · SOAS(A)
- 2019-01-29📄gazette-notice-voluntarygazette · GAZ1(A)
- 2019-01-21📄dissolution-application-strike-off-companydissolution · DS01
- 2018-09-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-08-14📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-08-09➕PEEL, Alistair Charles appointedsecretary
- 2018-08-09➖MCGOWAN, William Lindsay resignedsecretary
- 2017-08-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-10-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-11-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-02-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-02-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-02-09➕PIKE, Matthew William appointeddirector
- 2015-02-09➖ROSS, David Christopher resigneddirector
- 2015-02-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-01-26➖MUGGE, Mark Stephen resigneddirector
- 2015-01-13📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2014-11-12📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-05-09📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-01-09📄appoint-person-secretary-company-with-nameofficers · AP03
- 2014-01-09📄termination-director-company-with-nameofficers · TM01
- 2014-01-09📄appoint-person-director-company-with-nameofficers · AP01
- 2014-01-09📄termination-secretary-company-with-nameofficers · TM02
- 2014-01-09📄appoint-person-director-company-with-nameofficers · AP01
- 2013-12-02➖HESSETT, Alastair George resignedsecretary
- 2013-12-02➕MCGOWAN, William Lindsay appointedsecretary
- 2013-12-02➖MATSON, Paul Dominic resigneddirector
- 2013-12-02➕MUGGE, Mark Stephen appointeddirector
- 2013-12-02➕ROSS, David Christopher appointeddirector
- 2013-04-01➖GILES, Christopher Michael resigneddirector
- 2008-07-28➕MATSON, Paul Dominic appointeddirector
- 2008-03-02➕HESSETT, Alastair George appointedsecretary
- 2008-02-29➖GARDNER, Derek Gordon resignedsecretary
- 2008-02-29➖GARDNER, Derek Gordon resigneddirector
- 2007-10-08🔓Charge satisfied #2
- 2007-10-05➖COOPER, Laura Anne resignedsecretary
- 2007-10-05➕GARDNER, Derek Gordon appointedsecretary
- 2007-10-05➖COOPER, Laura Anne resigneddirector
- 2007-10-05➖CROSBIE, Gordon resigneddirector
- 2007-10-05➖CROSBIE, Stephen Francis resigneddirector
- 2007-10-05➕GARDNER, Derek Gordon appointeddirector
- 2007-10-05➕GILES, Christopher Michael appointeddirector
- 2007-10-05➖MCCOURT, Julie resigneddirector
- 2007-09-27🔓Charge satisfied #1
- 2007-09-25➖CROSBIE, Francis Mckenna resigneddirector
- 2007-09-25➖CROSBIE, Patrick Mckenna resigneddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2019-06-18
Group structure
Arthur J. Gallagher Insurance Brokers Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Arthur J. Gallagher Insurance Brokers Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @SIPP LIMITED→ SC217126 · est 2001 | £37.09M £26.97M–£47.20M | £10.21M | — | 6200 | 25y | 85 | 62y |
| FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008 | £1.02M £744.7k–£1.30M | — | — | 500 | 18y | 83 | 64y |
| COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006 | £22.3k £16.2k–£28.3k | — | — | 0 | 20y | 83 | 66y |
| BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009 | — | — | £2.38M | — | 16y | 83 | 72y |
| CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 59y |
| FEMALE INDEPENDENT LTD.→ SC245607 · est 2003 | — | — | £20.0k | — | 23y | 83 | 66y |
| HARRY SMITH, LIMITED→ SC008622 · est 1913 | — | — | £1.66M | — | 113y | 83 | 58y |
| KELVIN SMITH (INSURANCE BROKERS) LIMITED→ SC301532 · est 2006 | — | — | £3.48M | — | 20y | 83 | 63y |
| MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008 | — | — | — | 1500 | 18y | 83 | 58y |
| NITRON INVESTMENTS LIMITED→ SC047915 · est 1970 | — | — | £431.4k | — | 55y | 83 | 80y |
| PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted | — | — | — | — | 21y | 83 | 64y |
| PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted | — | — | — | — | 21y | 83 | 63y |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 18 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 10/01/2007 | 08/10/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 12/07/1982 | 27/09/2007 |