CREST PROPERTIES (SCOTLAND) LTD.
🌳Matureactive
SC206660 · ltd · incorporated 2000-04-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 25.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 8 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
16 live charges · 2 lenders · oldest 25.9y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 25.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
16 charges (16/16 with lender, 16/16 with type)
90
Directors & officers
7 officers (5 active, 7 linked, 4 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
16 connected companies via shared directors
90
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (46 events)Click to expand
- 2025-08-25📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-26📄accounts-with-accounts-type-groupaccounts · AA
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16🔓Charge satisfied #6
- 2023-08-25📄accounts-with-accounts-type-groupaccounts · AA
- 2022-08-02📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-05-20📄accounts-with-accounts-type-groupaccounts · AA
- 2022-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-04🔒Charge registered #16Lender: Royal Bank of Scotland PLC
- 2022-04-04🔒Charge registered #15Lender: Royal Bank of Scotland PLC
- 2021-05-27📄accounts-with-accounts-type-groupaccounts · AA
- 2020-05-29📄accounts-with-accounts-type-groupaccounts · AA
- 2020-01-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-16➕BLANEY, Cameron Alexander appointeddirector
- 2019-05-31📄accounts-with-accounts-type-groupaccounts · AA
- 2019-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-01-21➕BLANEY, Lewis David appointeddirector
- 2018-05-18📄accounts-with-accounts-type-groupaccounts · AA
- 2018-04-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-04-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-04-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2016-11-16🔓Charge satisfied #11
- 2015-07-15🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2014-07-01🔓Charge satisfied #7
- 2014-06-10🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2014-06-10🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2008-12-02🔒Charge registered #11Lender: Royal Bank of Scotland PLC
- 2008-06-13🔒Charge registered #10Lender: Royal Bank of Scotland PLC
- 2008-02-27🔒Charge registered #9Lender: Royal Bank of Scotland PLC
- 2008-02-15🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2007-07-30🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2005-06-29🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2005-02-03🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2005-01-24🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2002-05-20🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2000-06-01🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2000-05-27🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2000-04-27🏢Company incorporatedAs CREST PROPERTIES (SCOTLAND) LTD.
- 2000-04-27➕BLANEY, Morag appointedsecretary
- 2000-04-27➕BLANEY, Alexander appointeddirector
- 2000-04-27➕BLANEY, Morag appointeddirector
- 2000-04-27➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2000-04-27➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2000-04-27➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2000-04-27➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
13 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Morag Blaney Individual · Scottish · DOB 08/1962 · age 64 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mr Alexander Blaney Individual · Scottish · DOB 08/1963 · age 63 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- G C Group Limitedceased 08/05/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & L DIXON PROPERTIES LIMITED→ SC742542 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A JOHNSTON PROPERTIES LIMITED→ SC311488 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ABERCROMBY PROPERTY LIMITED→ SC554315 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADAMSKI PROPERTY LTD→ SC818782 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADDAIBRO LTD→ SC846384 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AEQUITAS INVESTMENTS GROUP LIMITED→ SC884187 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALF RESIDENTIAL LIMITED→ SC845038 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALLAN WATER LIMITED→ SC090988 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ALLANWATER PUBS LIMITED→ SC686738 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALMONDWOOD PROPERTIES LTD→ SC855935 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALVA DEVELOPMENT TRUST→ SC604936 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALVIM PROPERTY LIMITED→ SC838370 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-04-27
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
8 Pendreich Road
Bridge Of Allan
Stirling
Stirlingshire
FK9 4LY
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-05-08
Last: 2025-04-24
Officers (5 active · 2 resigned)
Active
BLANEY, Alexander→
Activedirector · ~63y · appointed 2000-04-27
View their other companies + combined net worth →
BLANEY, Cameron Alexander→
Activedirector · ~30y · appointed 2020-01-16
View their other companies + combined net worth →
BLANEY, Lewis David→
Activedirector · ~33y · appointed 2019-01-21
View their other companies + combined net worth →
BLANEY, Morag→
Activedirector · ~64y · appointed 2000-04-27
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2000-04-27 · resigned 2000-04-27
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2000-04-27 · resigned 2000-04-27
Click a director name to see their full track record across all companies.
Mortgages & charges
16
Total charges
13
Outstanding
1
Active lenders
Status:Lender:16 of 16 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 04/04/2022 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | A registered charge | 1 property | 04/04/2022 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/07/2015 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 10/06/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 10/06/2014 | — | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Legal charge | 1 property | 02/12/2008 | 16/11/2016 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Legal charge | 1 property | 13/06/2008 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 27/02/2008 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 15/02/2008 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/07/2007 | 01/07/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 29/06/2005 | 16/08/2024 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 03/02/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/01/2005 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 20/05/2002 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 01/06/2000 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/05/2000 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
accounts-with-accounts-type-group
accounts · AA
2025-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-28
accounts-with-accounts-type-group
accounts · AA
2024-09-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
accounts-with-accounts-type-group
accounts · AA
2023-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-27
change-account-reference-date-company-current-extended
accounts · AA01
2022-08-02
accounts-with-accounts-type-group
accounts · AA
2022-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-04-11
accounts-with-accounts-type-group
accounts · AA
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-03
accounts-with-accounts-type-group
accounts · AA
2020-05-29