AUTOCARE (INVERNESS) LIMITED
- · Oldest live charge 22.8y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 22.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Total assets | £197.0k | £160.9k |
| Current assets | £249.6k | £227.2k |
| Cash | £135.6k | £93.8k |
| Debtors | £94.1k | £106.0k |
| Net assets | £178.1k | £154.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 address
Corporate timeline (27 events)Click to expand
- 2026-01-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-03🔓Charge satisfied #1
- 2025-02-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-02-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-08-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-09-13📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-03-08➕ANDERSON, Stewart appointedsecretary
- 2016-03-08➖JOHNSTON, Samantha Jane resignedsecretary
- 2006-07-24➕ANDERSON, Stewart James appointeddirector
- 2003-06-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2000-08-25➕JOHNSTON, Gavin Alexander appointeddirector
- 2000-08-25➕JOHNSTON, Samantha Jane appointedsecretary
- 2000-08-25➖PF & S (SECRETARIES) LIMITED resignedcorporate-nominee-secretary
- 2000-08-25➖PF & S (DIRECTORS) LIMITED resignedcorporate-nominee-director
- 2000-01-21🏢Company incorporatedAs AUTOCARE (INVERNESS) LIMITED
- 2000-01-21➕PF & S (SECRETARIES) LIMITED appointedcorporate-nominee-secretary
- 2000-01-21➕PF & S (DIRECTORS) LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Crestmount Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Crestmount Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/08/2024 |
1 historic (ceased) PSC
- Mr Gavin Alexander Johnstonceased 01/08/2024· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/06/2003 | 03/06/2025 |