ADOPT-A-CHILD

🌳Matureactive
SC202663 · private-limited-guarant-nsc-limited-exemption · incorporated 1999-12-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 24.8y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Active trading company with a 75-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 24.8y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 24.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
35 officers (8 active, 35 linked, 26 with DOB)
85
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (84 events)Click to expand
  1. 2025-11-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2025-11-03
    BABB, David Charles appointed
    director
  3. 2025-08-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-07-09
    📄
    accounts-with-accounts-type-group
    accounts · AA
  5. 2025-06-30
    GIBSON, Ernest Hilder resigned
    director
  6. 2025-06-18
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  7. 2025-05-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2025-05-07
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2025-03-31
    RAMSAY, Andrew John Mitchell appointed
    secretary
  10. 2025-03-31
    FOTHERGILL, Jessica Jane resigned
    secretary
  11. 2025-03-31
    FOTHERGILL, Jessica Jane resigned
    director
  12. 2025-02-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2025-01-20
    BALL, Morven Fiona appointed
    director
  14. 2024-11-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2024-11-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2024-11-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2024-11-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2024-10-05
    FOTHERGILL, Roger resigned
    director
  19. 2024-07-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2024-07-01
    📄
    accounts-with-accounts-type-group
    accounts · AA
  21. 2024-06-24
    FRANCIS, Sarah Louise resigned
    director
  22. 2023-08-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2023-07-10
    📄
    accounts-with-accounts-type-group
    accounts · AA
  24. 2023-07-03
    ROBERTSON, Michael Andrew, Rev appointed
    director
  25. 2023-07-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  26. 2023-01-27
    BEATON, Elma Christine appointed
    director
  27. 2022-10-06
    📄
    accounts-with-accounts-type-group
    accounts · AA
  28. 2021-11-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  29. 2021-10-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2021-10-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  31. 2021-09-30
    BROAD, Michael, Rev appointed
    director
  32. 2021-09-30
    WILBY, Janis Alison appointed
    director
  33. 2021-09-30
    DOWLING, Sarah resigned
    director
  34. 2020-07-30
    RAMSAY, Andrew John Mitchell appointed
    director
  35. 2020-07-30
    BOOMER, David resigned
    director
  36. 2020-07-30
    MACLEAN, David Robert resigned
    director
  37. 2016-11-10
    FOTHERGILL, Jessica Jane appointed
    secretary
  38. 2016-11-10
    FRANCIS, Sarah resigned
    secretary
  39. 2016-07-07
    MACLEAN, David Robert appointed
    director
  40. 2015-10-01
    MASSON, Elspeth Margaret Stewart resigned
    director
  41. 2015-06-11
    DOWLING, Sarah appointed
    director
  42. 2015-01-26
    MASSON, David resigned
    secretary
  43. 2015-01-26
    MASSON, David resigned
    director
  44. 2014-11-01
    FRANCIS, Sarah appointed
    secretary
  45. 2014-11-01
    FRANCIS, Sarah Louise appointed
    director
  46. 2014-07-15
    PEACOCK, Caroline Anne resigned
    director
  47. 2014-07-15
    PEACOCK, Frank Clark resigned
    director
  48. 2012-03-09
    GIBSON, Sheila Mary resigned
    director
  49. 2012-02-25
    BOOMER, Hilda resigned
    director
  50. 2011-02-04
    BOOMER, David appointed
    director
Showing most recent 50 of 84 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -7 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 75 — succession pressure is live.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew John Mitchell Ramsay
Individual · British · DOB 12/1959 · age 67
sig. influencesignificant influence28/10/2024
1 historic (ceased) PSC
  • Mr Roger Fothergillceased 05/10/2024· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1999-12-21
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Keppoch Road Culloden Centre
Culloden
Inverness
Highland
IV2 7LL

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-03
Last: 2025-12-20

Officers (8 active · 27 resigned)

RAMSAY, Andrew John Mitchell
secretary · appointed 2025-03-31
View their other companies + combined net worth →
Active
BABB, David Charles
director · ~64y · appointed 2025-11-03
View their other companies + combined net worth →
Active
BALL, Morven Fiona
director · ~58y · appointed 2025-01-20
View their other companies + combined net worth →
Active
BEATON, Elma Christine
director · ~59y · appointed 2023-01-27
View their other companies + combined net worth →
Active
BROAD, Michael, Rev
director · ~75y · appointed 2021-09-30
View their other companies + combined net worth →
Active
RAMSAY, Andrew John Mitchell
director · ~67y · appointed 2020-07-30
View their other companies + combined net worth →
Active
ROBERTSON, Michael Andrew, Rev
director · ~45y · appointed 2023-07-03
View their other companies + combined net worth →
Active
WILBY, Janis Alison
director · ~59y · appointed 2021-09-30
View their other companies + combined net worth →
Active
FOTHERGILL, Jessica Jane
secretary · appointed 2016-11-10 · resigned 2025-03-31
Resigned
FRANCIS, Sarah
secretary · appointed 2014-11-01 · resigned 2016-11-10
Resigned
MASSON, David
secretary · appointed 2004-09-01 · resigned 2015-01-26
Resigned
MCKENZIE, Iain William
secretary · appointed 2000-09-21 · resigned 2004-07-01
Resigned
RALLER, Thomas Richard
secretary · appointed 1999-12-21 · resigned 2000-09-21
Resigned
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 1999-12-21 · resigned 1999-12-21
Resigned
BOOMER, David
director · ~78y · appointed 2011-02-04 · resigned 2020-07-30
Resigned
BOOMER, Hilda
director · ~69y · appointed 2011-02-04 · resigned 2012-02-25
Resigned
DOWLING, Sarah
director · ~45y · appointed 2015-06-11 · resigned 2021-09-30
Resigned
DUCE, John Harvey
director · ~83y · appointed 1999-12-21 · resigned 2006-03-10
Resigned
FOTHERGILL, Jessica Jane
director · ~76y · appointed 2011-02-04 · resigned 2025-03-31
Resigned
FOTHERGILL, Roger
director · ~76y · appointed 2011-02-04 · resigned 2024-10-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property27/06/2001
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (126 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-20
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
termination-director-company-with-name-termination-date
officers · TM01
2025-08-04
accounts-with-accounts-type-group
accounts · AA
2025-07-09
appoint-person-secretary-company-with-name-date
officers · AP03
2025-06-18
termination-director-company-with-name-termination-date
officers · TM01
2025-05-07
termination-secretary-company-with-name-termination-date
officers · TM02
2025-05-07
appoint-person-director-company-with-name-date
officers · AP01
2025-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-20
change-person-director-company-with-change-date
officers · CH01
2024-11-06
termination-director-company-with-name-termination-date
officers · TM01
2024-11-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-06
termination-director-company-with-name-termination-date
officers · TM01
2024-07-03
accounts-with-accounts-type-group
accounts · AA
2024-07-01