ABACUS FINANCIAL MARKETING LIMITED
- · Oldest live charge 26.4y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 26.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £3.4k | £3.4k |
| Current assets | £543 | £543 |
| Net assets | £3.4k | £3.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (28 events)Click to expand
- 2026-02-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-06-10➖HALLIDAY CAMPBELL WS resignedcorporate-secretary
- 2020-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-17📄change-person-director-company-with-change-dateofficers · CH01
- 2017-08-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-08-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-05-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-06-24📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-04-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-10-22➖BOYDSLAW (SECRETARIAL SERVICES) LIMITED resignedcorporate-secretary
- 2008-10-22➕HALLIDAY CAMPBELL WS appointedcorporate-secretary
- 1999-12-06🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1999-07-09➕FERGUSON, David Ritchie appointeddirector
- 1999-07-09➕MARTIN, Philip Torbet appointeddirector
- 1999-07-09➕BOYDSLAW (SECRETARIAL SERVICES) LIMITED appointedcorporate-secretary
- 1999-07-09➖ORR MACQUEEN W S resignedcorporate-secretary
- 1999-07-09➖HALLIDAY, David James Finlay resigneddirector
- 1999-06-24🏢Company incorporatedAs ABACUS FINANCIAL MARKETING LIMITED
- 1999-06-24➕ORR MACQUEEN W S appointedcorporate-secretary
- 1999-06-24➕HALLIDAY, David James Finlay appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Philip Torbet Martin Individual · British · DOB 08/1967 · age 59 | 25–50% | 25–50% | sig. influence25-50% shares · 25-50% voting · significant influence · firm interest | 17/08/2017 |
Mr David Ritchie Ferguson Individual · British · DOB 12/1969 · age 57 | 25–50% | 25–50% | sig. influence25-50% shares · 25-50% voting · significant influence · firm interest | 17/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 06/12/1999 | — |