20:20 OPTICIANS LIMITED

🌳Matureactive

SC180679 · ltd · incorporated 1997-11-18

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: SIC 47782

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

9 live charges · 4 lenders · oldest 25.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 25.6 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

9 charges (9/9 with lender, 9/9 with type)

Directors & officers

22 officers (5 active, 22 linked, 18 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

5 connected companies via shared directors

Filing history

151 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (77 events)Click to expand

2025-12-04
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-10-25
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-10-23
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-10-23
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-07-16
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-07-16
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-07-09
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-25
🔒
Charge registered #9
Lender: The Royal Bank of Scotland PLC
2025-04-01
➕
ANDERSON, Kirsty Anne appointed
director
2025-04-01
➕
CREBER, Patrick John appointed
director
2025-04-01
➖
MCKEACHIE, Joanne resigned
director
2025-04-01
➖
REDDEN, Kirsty Jane resigned
director
2025-04-01
➖
SELLAR, Alana resigned
director
2025-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-01
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-04-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-10
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-10
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-02-01
➕
MCKEACHIE, Joanne appointed
director
2025-02-01
➕
SELLAR, Alana appointed
director
2025-01-31
➖
MOSGROVE, Julie Anne resigned
director
2025-01-06
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-10-31
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-10-30
➕
SUTHERLAND, Kevin appointed
director
2024-07-24
➕
PETRIE, Hazel appointed
director
2024-07-24
➖
RUS, Frances Teresa resigned
director
2024-07-24
➖
TAWSE, Melisa Leigh resigned
director
2024-07-24
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-07-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-07-24
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-14
➕
NORRIS, Matthew James appointed
director
2023-12-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-06-30
➖
MCLELLAN, Ross Andrew Gordon resigned
director
2020-06-04
➖
MCALLISTER, Maria Josephine resigned
director
2020-06-04
➕
TAWSE, Melisa Leigh appointed
director
2019-12-18
➖
INGRAM, Shona resigned
director
2019-12-18
➕
MCLELLAN, Ross Andrew Gordon appointed
director
2019-12-18
➕
MOSGROVE, Julie Anne appointed
director
2019-11-29
➖
SKIDMORE, Robert William resigned
director
2018-07-16
➕
MCALLISTER, Maria Josephine appointed
director
2018-07-16
➕
SKIDMORE, Robert William appointed
director
2018-03-19
🔒
Charge registered #8
Lender: Ldc (Managers) Limited (as Security Trustee)
2017-04-25
➕
INGRAM, Shona appointed
director
2017-04-25
➖
MOSTYN, Andrew resigned
director
2015-09-02
➕
MOSTYN, Andrew appointed
director
2015-09-02
➕
REDDEN, Kirsty Jane appointed
director

Showing most recent 50 of 77 events

Owner dependency

40/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.

Succession & seller-readiness

30/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Duncan And Todd (Group) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Duncan And Todd (Group) Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

20:20 OPTICIANS LIMITED

This company · SC180679

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Duncan And Todd (Group) Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Retail · AB postcode area

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ATHLETE LIMITED→ SC590022 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
AURORA BIKE COMPS LIMITED→ SC852585 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BALTYK DELICATESSEN STORE LTD→ SC858450 · est 2025 · no financials extracted	—	—	—	—	—	—	—
BANCHORY HOME LTD→ SC635266 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
BAST CRYSTALS LTD→ SC736537 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
BEE CABIN LTD→ SC757478 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
BELLGRAY LTD→ SC840098 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
BELTIE ENTERPRISES LTD→ SC756290 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
BEN DURACK DESIGN LTD→ SC686885 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
BEST UK STORE LTD→ SC875874 · est 2026 · no financials extracted	—	—	—	—	—	—	—
BIG BUILD TECHNOLOGY LTD→ SC363100 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
BIZZWHIZ LIMITED→ SC824246 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1997-11-18

Jurisdictionscotland

Primary SIC47782 — SIC 47782

Registered office

Unit 4 Kirkhill Commercial Park Dyce Avenue

Dyce

Aberdeen

AB21 0LQ

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-12-02

Last: 2025-11-18