ARDCRAIG DEVELOPMENTS LIMITED

🌳Matureactive
SC177712 · ltd · incorporated 1997-08-04
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 27.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£8.2k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 27.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 27.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
84 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £8,238

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£8k
~ YoY
Current Assets
£10k
~ YoY
Current Liabilities
—
£0£2k£4k£6k£8k£10kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£8.2k£8.2k
Current assets£10.1k£10.1k
Net assets£8.2k£8.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-10-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-08-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-05-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-06-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-10-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2023-10-17
    🔓
    Charge satisfied #1
  7. 2023-05-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-04-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-07-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2018-10-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-10-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2015-07-07
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-05-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 1998-06-09
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  18. 1997-08-04
    🏢
    Company incorporated
    As ARDCRAIG DEVELOPMENTS LIMITED
  19. 1997-08-04
    ➕
    FRASER, Alexander Neill Macgregor appointed
    secretary
  20. 1997-08-04
    ➕
    FLETT, Douglas Gilbert John appointed
    director
  21. 1997-08-04
    ➕
    FRASER, Alexander Neill Macgregor appointed
    director
  22. 1997-08-04
    ➕
    ASHCROFT CAMERON SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  23. 1997-08-04
    ➖
    ASHCROFT CAMERON SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  24. 1997-08-04
    ➕
    ASHCROFT CAMERON NOMINEES LIMITED appointed
    corporate-nominee-director
  25. 1997-08-04
    ➖
    ASHCROFT CAMERON NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Alexander Neill Macgregor Fraser
Individual · British · DOB 10/1956 · age 70
50–75%
—50-75% shares06/04/2016
Mr Douglas Gilbert John Flett
Individual · British · DOB 03/1948 · age 78
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-08-04
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

Claremont Cottage
Magus Muir
St. Andrews
Fife
KY16 8NZ

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30

Officers (3 active · 2 resigned)

FRASER, Alexander Neill Macgregor→
secretary · appointed 1997-08-04
View their other companies + combined net worth →
Active
FLETT, Douglas Gilbert John→
director · ~78y · appointed 1997-08-04
View their other companies + combined net worth →
Active
FRASER, Alexander Neill Macgregor→
director · ~70y · appointed 1997-08-04
View their other companies + combined net worth →
Active
ASHCROFT CAMERON SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1997-08-04 · resigned 1997-08-04
Resigned
ASHCROFT CAMERON NOMINEES LIMITED→
corporate-nominee-director · appointed 1997-08-04 · resigned 1997-08-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property09/06/199817/10/2023

Recent filings (84 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-30
change-person-director-company-with-change-date
officers · CH01
2025-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-19
mortgage-satisfy-charge-full
mortgage · MR04
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-13
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-26