CULLOCHGOLD SERVICES LIMITED
🌳Matureactive
SC175547 · ltd · incorporated 1997-05-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£867
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
13 live charges · 7 lenders · oldest 28.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 28.7 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
13 charges (13/13 with lender, 13/13 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 5 with DOB)
79
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £867
Net assets shrinking
Down £235,655 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£867
↓ 100% YoY
Current Assets
£275k
↓ 4.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £3.4k | £239.0k |
| Current assets | £274.8k | £288.5k |
| Net assets | £867 | £236.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
8
filings
- • 4 persons-with-significant-control
- • 2 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (67 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-22📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-01-21➖BEGG, William Ferrier resigneddirector
- 2026-01-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-22➕NEVANS, Caishnah Marie appointeddirector
- 2024-06-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-13🔓Charge satisfied #13
- 2024-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-15🔓Charge satisfied #14
- 2024-04-15🔓Charge satisfied #12
- 2024-04-15🔓Charge satisfied #11
- 2024-04-15🔓Charge satisfied #5
- 2024-04-15🔓Charge satisfied #4
- 2023-11-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-01➕BEGG, Scott Blair appointeddirector
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-26📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-06-26➖MESSRS MILLER HENDRY resignedcorporate-secretary
- 2019-06-26➖MILLER HENDRY resignedcorporate-secretary
- 2008-10-08🔒Charge registered #14Lender: Clydesdale Bank PLC
- 2006-12-12➕MESSRS MILLER HENDRY appointedcorporate-secretary
- 2005-08-10🔓Charge satisfied #7
- 2001-01-26➖TAYLOR, Peter James resigneddirector
- 2000-09-25🔒Charge registered #13Lender: Clydesdale Bank Public Limited Company
- 2000-03-29➕BEGG, William Ferrier appointeddirector
- 2000-03-01🔒Charge registered #12Lender: Clydesdale Bank Public Limited Company
- 2000-02-29🔒Charge registered #11Lender: Clydesdale Bank Public Limited Company
- 2000-02-24🔓Charge satisfied #8
- 2000-02-15🔓Charge satisfied #10
- 1999-09-01🔓Charge satisfied #9
- 1999-09-01🔓Charge satisfied #3
- 1999-05-13➖DRYSDALE ANDERSON WS resignedcorporate-secretary
- 1999-05-13➕MILLER HENDRY appointedcorporate-secretary
- 1998-08-24🔓Charge satisfied #2
- 1998-08-24🔓Charge satisfied #1
- 1998-07-24➖BRYANT, Paul William resigneddirector
- 1998-06-29🔒Charge registered #10Lender: Dunbar Bank PLC
- 1998-06-26🔒Charge registered #9Lender: Beamland Limited
Showing most recent 50 of 67 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Scott Blair Begg Individual · British · DOB 04/1981 · age 45 | 25–50% | — | 25-50% shares | 24/10/2024 |
Mrs Caishnah Marie Nevans Individual · British · DOB 09/1978 · age 48 | 25–50% | — | 25-50% shares | 24/10/2024 |
1 historic (ceased) PSC
- Mr William Beggceased 24/10/2024· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GLENAPPIN LIMITED→ SC063313 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| GLENCARSE LIMITED→ SC300878 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| GLENDEVON CONSTRUCTION LIMITED→ SC058643 · est 1975 · no financials extracted | — | — | — | — | 50y | — | — |
| GLENFARG REAL ESTATE LIMITED→ SC385859 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GLENGASK LIMITED→ SC055519 · est 1974 · no financials extracted | — | — | — | — | 51y | — | — |
| GRANT ESTATE AND LETTING LTD→ SC878472 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GROAN LTD→ SC803085 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| HAB PROPERTIES LTD→ SC722666 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| HALLOS CHOICE UK LTD→ SC826222 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HEATHER MANAGEMENT LIMITED→ SC544248 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HENDERSON AND DAUGHTERS (SCOTLAND) LTD→ SC673565 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HENDERSON LETTINGS LTD→ SC651538 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-05-16
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
6 Atholl Crescent
Perth
PH1 5JN
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-05
Last: 2026-01-22
Officers (2 active · 9 resigned)
BEGG, Scott Blair→
Activedirector · ~45y · appointed 2023-05-01
View their other companies + combined net worth →
NEVANS, Caishnah Marie→
Activedirector · ~48y · appointed 2024-10-22
View their other companies + combined net worth →
TAYLOR, Peter James→
Resignedsecretary · appointed 1997-06-20 · resigned 1997-09-24
DRYSDALE ANDERSON WS→
Resignedcorporate-secretary · appointed 1997-09-24 · resigned 1999-05-13
MESSRS MILLER HENDRY→
Resignedcorporate-secretary · appointed 2006-12-12 · resigned 2019-06-26
MILLER HENDRY→
Resignedcorporate-secretary · appointed 1999-05-13 · resigned 2019-06-26
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-05-16 · resigned 1997-06-20
BEGG, William Ferrier→
Resigneddirector · ~76y · appointed 2000-03-29 · resigned 2026-01-21
BRYANT, Paul William→
Resigneddirector · ~79y · appointed 1997-06-20 · resigned 1998-07-24
TAYLOR, Peter James→
Resigneddirector · ~72y · appointed 1997-06-20 · resigned 2001-01-26
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 1997-05-16 · resigned 1997-06-20
Click a director name to see their full track record across all companies.
Mortgages & charges
13
Total charges
0
Outstanding
0
Active lenders
Status:Lender:13 of 13 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 08/10/2008 | 15/04/2024 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 25/09/2000 | 13/06/2024 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 01/03/2000 | 15/04/2024 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 29/02/2000 | 15/04/2024 | |
| satisfied | Dunbar Bank Dunbar Bank PLC | Standard security | 1 property | 29/06/1998 | 15/02/2000 | |
| satisfied | Beamland Beamland Limited | Standard security | 1 property | 26/06/1998 | 01/09/1999 | |
| satisfied | Dunbar Bank Dunbar Bank PLC | Bond & floating charge | 1 property | 03/06/1998 | 24/02/2000 | |
| satisfied | Pathfinder Properties Pathfinder Properties PLC | Standard security | 1 property | 27/05/1998 | 15/04/2024 | |
| satisfied | Robert Scrymsoure Steuart Fothringham | Standard security | 1 property | 26/05/1998 | 15/04/2024 | |
| satisfied | Pathfinder Properties Pathfinder Properties PLC | Floating charge | 1 property | 21/05/1998 | 10/08/2005 | |
| satisfied | Beamland Beamland Limited | Standard security | 1 property | 13/01/1998 | 01/09/1999 | |
| satisfied | Druids Park Druids Park Limited | Standard security | 1 property | 20/08/1997 | 24/08/1998 | |
| satisfied | Druids Park Druids Park Limited | Standard security | 1 property | 20/08/1997 | 24/08/1998 |
Recent filings (126 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-27
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-22
change-person-director-company-with-change-date
officers · CH01
2026-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-22
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-01-22
termination-director-company-with-name-termination-date
officers · TM01
2026-01-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-17
appoint-person-director-company-with-name-date
officers · AP01
2024-10-24
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-21
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-15
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-15