CAIRNGALL FARMS
- · Oldest live charge 23.5y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 23.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 23.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (28 events)Click to expand
- 2024-11-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-10-25🔒Charge registered #2Lender: Scottish Hydro Electric Transmission PLC
- 2024-03-25➕GILLANDERS, Maureen Anne appointedsecretary
- 2024-03-25➖GILLANDERS, Anne Elizabeth resignedsecretary
- 2024-03-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-03-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-03-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01➕GILLANDERS, Maureen Anne appointeddirector
- 2024-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01➕GILLANDERS, Lee James appointeddirector
- 2017-08-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-08-11🔓Charge satisfied #1
- 2016-03-10📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-03-10📍change-sail-address-company-with-new-addressaddress · AD02
- 2015-03-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-03-18📄change-person-secretary-company-with-change-dateofficers · CH03
- 2002-12-02🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1997-04-30➖GILLANDERS, Anne Elizabeth resigneddirector
- 1997-04-30➖GILLANDERS, James Farquhar resigneddirector
- 1997-02-12🏢Company incorporatedAs CAIRNGALL FARMS
- 1997-02-12➕GILLANDERS, Brian James appointeddirector
- 1997-02-12➕GILLANDERS, Anne Elizabeth appointedsecretary
- 1997-02-12➕GILLANDERS, Anne Elizabeth appointeddirector
- 1997-02-12➕GILLANDERS, James Farquhar appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Brian James Gillanders Individual · Scottish · DOB 10/1971 · age 55 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 07/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| EAST COAST VINERS (PEAS AND BEANS) LIMITED→ SC465480 · est 2013 | £8.08M £6.21M–£9.94M | £13.37M | — | 1800 | 12y | 85 | 79y |
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Scottish Hydro Electric Transmission Scottish Hydro Electric Transmission PLC | A registered charge | 1 property | 25/10/2024 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 02/12/2002 | 11/08/2017 |