ISLE OF EIGG HERITAGE TRUST
🌳Matureactive
SC170339 · private-limited-guarant-nsc-limited-exemption · incorporated 1996-11-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 24.0y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£2.40M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · oldest 24.0y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
66 officers (8 active, 66 linked, 64 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
196 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £2,397,574
Cash YoY
-13%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£190k
↓ 13% YoY
Net Worth
£2.4m
~ YoY
Current Assets
£532k
↓ 2.6% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.40M | £2.38M |
| Current assets | £532.1k | £546.3k |
| Cash | £190.5k | £218.9k |
| Debtors | £341.6k | £327.4k |
| Net assets | £2.40M | £2.38M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (149 events)Click to expand
- 2026-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-10➕CARR, Pascal Jean-Pierre Claude appointeddirector
- 2025-07-10➖DRESSLER, Camille Lucie resigneddirector
- 2025-07-10➖HOLLANDS, Susan Jane resigneddirector
- 2025-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-03-15➕WILLIS, Kate Joanna appointeddirector
- 2025-03-14➕BALL, Abigail appointeddirector
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-01➕MORRIS, Stephanie appointeddirector
- 2024-12-01➖MERRICK, Martin Dominic resigneddirector
- 2024-07-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-17➖WHEATLEY, Steven Reginald resigneddirector
- 2024-07-07➕CONWAY, Lucy appointeddirector
- 2024-07-07➖BALDREY, Andrew Neil resigneddirector
- 2023-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-05➕WHEATLEY, Steven Reginald appointeddirector
- 2023-12-01➖HENLEY, Michelle resigneddirector
- 2023-06-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-12➕MOORHOUSE, Jonathon Michael appointeddirector
- 2023-06-12➖CARR, George resigneddirector
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-09-05➕BALDREY, Andrew Neil appointeddirector
- 2022-08-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-05➖BARNES, Norah resigneddirector
- 2022-08-05➖CONWAY, Lucy resigneddirector
- 2022-08-05➕MERRICK, Martin Dominic appointeddirector
- 2021-11-30➖THOMPSON, John Benjamin resigneddirector
- 2021-08-08➕HENLEY, Michelle appointeddirector
- 2021-08-06➖FOXWELL, Mark Alan resigneddirector
- 2021-07-10➕DRESSLER, Camille Lucie appointeddirector
- 2021-04-09🔒Charge registered #3Lender: The Scottish Ministers
- 2020-07-01➖BODEN, Elizabeth Ann resigneddirector
- 2020-07-01➕CARR, George appointeddirector
- 2020-07-01➖HELLIWELL, Damian resigneddirector
- 2020-07-01➕HOLLANDS, Susan Jane appointeddirector
- 2019-07-23➕BARNES, Norah appointeddirector
- 2019-07-19➖WYN JONES, Laraine Linda resigneddirector
Showing most recent 50 of 149 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -7 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: DRESSLER, Camille Lucie resigned 2025-07-10; HOLLANDS, Susan Jane resigned 2025-07-10
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RIVERSDALE MARKETING (SCOTLAND) LIMITED→ SC197233 · est 1999 | £6.31M £5.37M–£7.26M | — | £6.31M | — | 26y | 83 | 61y |
| A. M. MACDONALD (ELECTRICAL ENGINEERS) LIMITED→ SC063317 · est 1977 | £164.5k £139.8k–£189.2k | — | £164.5k | — | 48y | 82 | 84y |
| CARE DEVELOPMENTS LIMITED→ SC232613 · est 2002 | £84.0k £71.4k–£96.6k | — | £84.0k | — | 23y | 83 | 76y |
| 5-S CONSTRUCTION LIMITED→ SC312100 · est 2006 | £66.8k £56.8k–£76.9k | — | £66.8k | — | 19y | 83 | 62y |
| GHH PROPERTIES LIMITED→ SC333171 · est 2007 | £50.7k £43.1k–£58.3k | — | £50.7k | — | 18y | 83 | 58y |
| MORRIS LESLIE LIMITED→ SC092397 · est 1985 | — | — | — | 41 | 41y | 88 | 71y |
| ALBERT PLACE PROPERTIES LIMITED→ SC299672 · est 2006 | — | — | — | — | 20y | 83 | 74y |
| GLENGASK LIMITED→ SC055519 · est 1974 | — | — | — | 0 | 52y | 83 | 59y |
| NEXT HOME (SCOTLAND) LTD.→ SC264812 · est 2004 · no financials extracted | — | — | — | — | 22y | 83 | 74y |
| RUMENTS SAX LTD→ SC260359 · est 2003 | — | — | — | 0 | 22y | 83 | 59y |
| TRESCORP LIMITED→ SC111612 · est 1988 | — | — | — | 0 | 37y | 83 | 60y |
| ARATAIM LIMITED→ SC200267 · est 1999 | — | — | — | 2 | 26y | 82 | 79y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1996-11-28
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis
Registered office
An Laimhrig
Isle Of Eigg
PH42 4RL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-28
Last: 2025-11-14
Officers (8 active · 58 resigned)
Active
BALL, Abigail→
Activedirector · ~49y · appointed 2025-03-14
View their other companies + combined net worth →
CARR, Pascal Jean-Pierre Claude→
Activedirector · ~62y · appointed 2025-07-10
View their other companies + combined net worth →
CONWAY, Lucy→
Activedirector · ~65y · appointed 2024-07-07
View their other companies + combined net worth →
MOORHOUSE, Jonathon Michael→
Activedirector · ~48y · appointed 2023-06-12
View their other companies + combined net worth →
MORRIS, Stephanie→
Activedirector · ~44y · appointed 2024-12-01
View their other companies + combined net worth →
RAEBURN, Ailsa Jane→
Activedirector · ~59y · appointed 2019-01-17
View their other companies + combined net worth →
WILLIS, Kate Joanna→
Activedirector · ~58y · appointed 2025-03-15
View their other companies + combined net worth →
FERRIS, Michael Ian→
Resignedsecretary · appointed 1996-11-28 · resigned 1999-06-01
ARDAGH, James Robert→
Resigneddirector · ~40y · appointed 2012-06-12 · resigned 2015-09-09
BAIN, Robert Kennedy, Dr→
Resigneddirector · ~67y · appointed 2002-05-15 · resigned 2007-06-12
BALDREY, Andrew Neil→
Resigneddirector · ~74y · appointed 2022-09-05 · resigned 2024-07-07
BARNES, Norah→
Resigneddirector · ~57y · appointed 2019-07-23 · resigned 2022-08-05
BODEN, Elizabeth Ann→
Resigneddirector · ~71y · appointed 2019-07-11 · resigned 2020-07-01
BODEN, Sarah Jennifer→
Resigneddirector · ~48y · appointed 2013-06-12 · resigned 2017-08-14
BOOTH, John→
Resigneddirector · ~82y · appointed 2005-09-15 · resigned 2009-06-12
BRYAN, Amanda Jayne→
Resigneddirector · ~59y · appointed 2015-12-04 · resigned 2018-12-01
BRYDEN, Duncan Mackenzie→
Resigneddirector · ~67y · appointed 2000-08-11 · resigned 2002-03-29
CARR, Colin Peter→
Resigneddirector · ~68y · appointed 2014-04-01 · resigned 2016-07-01
CARR, Colin Peter→
Resigneddirector · ~68y · appointed 1996-11-28 · resigned 2001-06-12
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Scottish Ministers | A registered charge | 2 properties | 09/04/2021 | — | |
| outstanding | The Scottish Ministers | Standard security | 1 property | 20/06/2007 | — | |
| outstanding | The Scottish Ministers | Standard security | 1 property | 31/05/2002 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (196 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
appoint-person-director-company-with-name-date
officers · AP01
2025-07-23
termination-director-company-with-name-termination-date
officers · TM01
2025-07-23
termination-director-company-with-name-termination-date
officers · TM01
2025-07-23
appoint-person-director-company-with-name-date
officers · AP01
2025-03-27
appoint-person-director-company-with-name-date
officers · AP01
2025-03-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
termination-director-company-with-name-termination-date
officers · TM01
2024-12-06
appoint-person-director-company-with-name-date
officers · AP01
2024-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
appoint-person-director-company-with-name-date
officers · AP01
2024-07-20
termination-director-company-with-name-termination-date
officers · TM01
2024-07-20
termination-director-company-with-name-termination-date
officers · TM01
2024-07-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-29