HIGHLANDER MUSIC LIMITED
🌳Matureactive
SC160421 · ltd · incorporated 1995-09-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£468.0k
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 59200Sound recording and music publishing activities
Investor take
PursueAsset-holding vehicle with a 61-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 16.5y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £468,009
Cash YoY
-17%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£143k
↓ 17% YoY
Net Worth
£468k
↑ 2.1% YoY
Current Assets
£268k
↓ 6.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £473.8k | £463.4k |
| Current assets | £267.7k | £284.9k |
| Cash | £142.7k | £172.3k |
| Debtors | £-2 | £1.6k |
| Net assets | £468.0k | £458.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-09📄capital-name-of-class-of-sharescapital · SH08
- 2024-09-09📄memorandum-articlesincorporation · MA
- 2024-09-09📄resolutionresolution · RESOLUTIONS
- 2024-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-07-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-09📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-09-09🔓Charge satisfied #2
- 2020-09-09🔓Charge satisfied #1
- 2019-12-11📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2009-12-01🔒Charge registered #2Lender: Co-Operative Bank PLC
- 2009-11-09🔒Charge registered #1Lender: Co-Operative Bank PLC
- 2009-09-02➕CRAWFORD, Helen Ishbel appointeddirector
- 2008-10-13➖CRAWFORD, Mairi Elizabeth resignedsecretary
- 2008-10-13➖CRAWFORD, Mairi Elizabeth resigneddirector
- 1995-09-19🏢Company incorporatedAs HIGHLANDER MUSIC LIMITED
- 1995-09-19➕CRAWFORD, William Robert appointeddirector
- 1995-09-19➕CRAWFORD, Mairi Elizabeth appointedsecretary
- 1995-09-19➕CRAWFORD, Mairi Elizabeth appointeddirector
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Helen Ishbel Crawford Individual · British · DOB 06/1969 · age 57 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/02/2017 |
Mr William Robert Crawford Individual · British · DOB 05/1965 · age 61 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CFUK CONCEPTS LTD→ SC496696 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ELGIN FURNITURE & CARPET CENTRE LIMITED→ SC252844 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GALE TRADING LIMITED→ SC872202 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GARDENS AND GIFTS LIMITED→ SC834783 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HIGHLAND HOSTS LIMITED→ SC842888 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| HUTCHISELL LTD→ SC846556 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| INVERBLOOM LIMITED→ SC150291 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| INVERNESS BATHROOMS LIMITED→ SC390534 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| INVERNESS BIKER GEAR LTD→ SC796062 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| INVERNESS COMPUTER CENTRE LTD.→ SC255445 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| INVERNESS FARMERS' MARKET LIMITED→ SC212176 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| INVERNESS FLOORING & FURNITURE LTD→ SC834193 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1995-09-19
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores
Registered office
The Old School
High Street
Beauly
IV4 7BX
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (2 active · 2 resigned)
CRAWFORD, Helen Ishbel→
Activedirector · ~57y · appointed 2009-09-02
View their other companies + combined net worth →
CRAWFORD, William Robert→
Activedirector · ~61y · appointed 1995-09-19
View their other companies + combined net worth →
CRAWFORD, Mairi Elizabeth→
Resignedsecretary · appointed 1995-09-19 · resigned 2008-10-13
CRAWFORD, Mairi Elizabeth→
Resigneddirector · ~66y · appointed 1995-09-19 · resigned 2008-10-13
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Co-operative Bank Co-Operative Bank PLC | Standard security | 1 property | 01/12/2009 | 09/09/2020 | |
| satisfied | Co-operative Bank Co-Operative Bank PLC | Floating charge | 1 property | 09/11/2009 | 09/09/2020 |
Recent filings (88 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-27
capital-name-of-class-of-shares
capital · SH08
2024-09-09
memorandum-articles
incorporation · MA
2024-09-09
resolution
resolution · RESOLUTIONS
2024-09-09
change-person-director-company-with-change-date
officers · CH01
2024-09-05
change-person-director-company-with-change-date
officers · CH01
2024-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-30