FIFE CROPS LIMITED
- · Oldest live charge 30.8y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 74). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 30.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 30.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £607.0k | £626.7k |
| Current assets | £193.2k | £48.2k |
| Cash | £192.7k | £47.7k |
| Debtors | £447 | £486 |
| Net assets | £606.9k | £625.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 officers
Corporate timeline (38 events)Click to expand
- 2025-12-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-09➖BOYNE, Elizabeth Patricia resigneddirector
- 2025-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-03🔓Charge satisfied #2
- 2021-04-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-10-26📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2020-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-15📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2014-10-08➕BISSET, Sharon appointeddirector
- 2014-10-08➕LAING, Kelly Janet Smith appointeddirector
- 2014-10-08➕REEKIE, Llana Mcintosh appointeddirector
- 2012-02-28➖LYLE, Sharon resignedsecretary
- 2005-06-02🔓Charge satisfied #1
- 2005-05-04🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1998-04-10➕BOYNE, Elizabeth Patricia appointeddirector
- 1998-04-10➖ROBERTSON, George resigneddirector
- 1998-03-27➖LUKE, David resigneddirector
- 1997-12-31➕LYLE, Sharon appointedsecretary
- 1997-12-31➖ROBERTSON, George resignedsecretary
- 1995-07-18🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1995-06-16➕BOYNE, George Alexander Meldrum appointeddirector
- 1995-06-16➕ROBERTSON, George appointedsecretary
- 1995-06-16➖LEDINGHAM CHALMERS resignedcorporate-nominee-secretary
- 1995-06-16➕LUKE, David appointeddirector
- 1995-06-16➕ROBERTSON, George appointeddirector
- 1995-06-16➖DURANO LIMITED resignedcorporate-director
- 1995-06-15🏢Company incorporatedAs FIFE CROPS LIMITED
- 1995-06-15➕LEDINGHAM CHALMERS appointedcorporate-nominee-secretary
- 1995-06-15➕DURANO LIMITED appointedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 74 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr George Alexander Meldrum Boyne Individual · British · DOB 05/1952 · age 74 | 50–75% | — | 50-75% shares | 27/10/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 04/05/2005 | 03/03/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 18/07/1995 | 02/06/2005 |