CRAIGEND RESOURCE CENTRE

🌳Matureactive

SC158273 · private-limited-guarant-nsc-limited-exemption · incorporated 1995-05-30

Investment thesis

Looks cheap but ownership + security both unclear — probable value trap.

Why interesting: Headline metrics may be attractive.

Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.

Why now

Window opening · medium confidence

More negotiable than before — 1 signals weakening over the last 30 days.

· Hygiene score: 85 → 75

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 5.9y old — refinance window within 12 months

What changed my view

Last 30 days

Picture worsened over the last 30 days — 1 negative signal vs 0 positive.

↓Hygiene score: 85 → 75

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

80/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other social work activities without accommodation n.e.c.

Sector: Human health & social work

Investor take

Pursue

Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 5.9y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 5.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: low (47/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

24 officers (4 active, 24 linked, 22 with DOB)

Ownership & PSC

No PSCs filed (unusual — worth investigating)

Director network

Network not yet resolved

Filing history

106 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 5 officers
• 1 confirmation-statement

Last 90 days

filings

• 5 officers
• 1 confirmation-statement

Last 180 days

filings

• 5 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (66 events)Click to expand

2026-05-22
➕
DOW, Elizabeth appointed
director
2026-05-22
➕
WELSH, David appointed
director
2026-05-22
➖
MC INNES, Joanne resigned
director
2026-05-22
➖
ORR, Maureen resigned
director
2026-05-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-22
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-21
➖
DOW, Elizabeth resigned
director
2025-10-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-14
➖
REILLY, Brian resigned
director
2025-06-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-08-15
➕
DICK, Claire appointed
director
2024-08-13
➕
MC INNES, Joanne appointed
director
2024-08-13
➖
ROBERTSON, Jean resigned
director
2023-12-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-22
➖
ROBERTSON, Jean resigned
secretary
2023-08-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-02-21
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-02-10
➖
MILLIGAN, Elizabeth resigned
director
2022-12-14
📄
accounts-with-accounts-type-small
accounts · AA
2022-06-17
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-05-24
📄
accounts-with-accounts-type-small
accounts · AA
2022-05-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-05-02
➖
JANETTES, Bridget resigned
director
2022-03-25
📄
change-account-reference-date-company-current-extended
accounts · AA01
2020-07-15
🔒
Charge registered #2
Lender: Big Lottery Fund
2020-07-15
🔒
Charge registered #1
Lender: The Inverclyde Council
2018-05-08
➕
MILLIGAN, Elizabeth appointed
director
2018-05-08
➕
ORR, Maureen appointed
director
2016-05-20
➕
DOW, Elizabeth appointed
director
2015-10-12
➕
ROBERTSON, Jean appointed
secretary
2015-05-01
➕
JANETTES, Bridget appointed
director
2015-05-01
➕
REILLY, Brian appointed
director
2014-08-30
➖
MCKAY, Thomas resigned
director
2009-01-01
➖
SCOTT, Mary Tippins resigned
secretary
2009-01-01
➖
SCOTT, Mary Tippins resigned
director
2000-03-31
➖
SWAN, Mary O'Brien resigned
director
1999-04-01
➕
MCKAY, Thomas appointed
director
1999-02-26
➖
MCGOWAN, Helen resigned
director
1997-01-24
➖
ROBERTS, Moira resigned
director
1997-01-24
➕
SWAN, Mary O'Brien appointed
director
1996-04-26
➖
SHARP, Diane resigned
director
1996-03-08
➕
MCGOWAN, Helen appointed
director
1996-03-08
➕
ROBERTS, Moira appointed
director

Showing most recent 50 of 66 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

4 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: DOW, Elizabeth resigned 2026-05-21; MC INNES, Joanne resigned 2026-05-22; ORR, Maureen resigned 2026-05-22

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc-limited-exemption

Incorporated1995-05-30

Jurisdictionscotland

Primary SIC88990 — Other social work activities without accommodation n.e.c.

Registered office

Mcleod Street

Greenock

Inverclyde

PA15 2HD

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-05-25

Last: 2026-05-11

Officers (4 active · 20 resigned)

CLELLAND, Hamilton→

director · ~53y · appointed 1996-02-22

View their other companies + combined net worth →

Active

DICK, Claire→

director · ~44y · appointed 2024-08-15

View their other companies + combined net worth →

Active

DOW, Elizabeth→

director · ~71y · appointed 2026-05-22

View their other companies + combined net worth →

Active

WELSH, David→

director · ~68y · appointed 2026-05-22

View their other companies + combined net worth →

Active

ROBERTSON, Jean→

secretary · appointed 2015-10-12 · resigned 2023-08-22

Resigned

SCOTT, Mary Tippins→

secretary · appointed 1995-05-30 · resigned 2009-01-01

Resigned

DOW, Elizabeth→

director · ~71y · appointed 2016-05-20 · resigned 2026-05-21

Resigned

JANETTES, Bridget→

director · ~92y · appointed 2015-05-01 · resigned 2022-05-02

Resigned

KELLY, Daniel→

director · ~64y · appointed 1995-05-30 · resigned 1996-02-29

Resigned

MC INNES, Joanne→

director · ~53y · appointed 2024-08-13 · resigned 2026-05-22

Resigned

MCGOWAN, Helen→

director · ~75y · appointed 1996-03-08 · resigned 1999-02-26

Resigned

MCKAY, Thomas→

director · ~73y · appointed 1999-04-01 · resigned 2014-08-30

Resigned

MCLEOD, James Kirk Telford→

director · ~81y · appointed 1995-05-30 · resigned 1996-02-09

Resigned

MCMASTER, George→

director · ~74y · appointed 1995-05-30 · resigned 1996-02-09

Resigned

MILLIGAN, Elizabeth→

director · ~70y · appointed 2018-05-08 · resigned 2023-02-10

Resigned

ORR, Maureen→

director · ~62y · appointed 2018-05-08 · resigned 2026-05-22

Resigned

POWER, Thomas→

director · ~73y · appointed 1995-05-30 · resigned 1996-02-09

Resigned

REILLY, Brian→

director · ~75y · appointed 2015-05-01 · resigned 2025-10-14

Resigned

ROBERTS, Moira→

director · ~58y · appointed 1996-03-08 · resigned 1997-01-24

Resigned

ROBERTSON, Jean→

director · ~68y · appointed 1995-05-30 · resigned 2024-08-13

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	outstanding	Big Lottery Fund	A registered charge	1 property	15/07/2020	—
	outstanding	The Inverclyde Council	A registered charge	1 property	15/07/2020	—

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (106 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-05-22

appoint-person-director-company-with-name-date

officers · AP01

2026-05-22

termination-director-company-with-name-termination-date

officers · TM01

2026-05-22

appoint-person-director-company-with-name-date

officers · AP01

2026-05-22

termination-director-company-with-name-termination-date

officers · TM01

2026-05-22

termination-director-company-with-name-termination-date

officers · TM01

2026-05-22

termination-director-company-with-name-termination-date

officers · TM01

2025-10-17

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-06-12

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-05-14

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-10-17

appoint-person-director-company-with-name-date

officers · AP01

2024-08-27

appoint-person-director-company-with-name-date

officers · AP01

2024-08-22

termination-director-company-with-name-termination-date

officers · TM01

2024-08-20

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-05-13

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-12-05