UNITY FISHING COMPANY LIMITED
- · Oldest live charge 29.1y old — refinance window within 12 months
Opportunity 83/100 (exceptional), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
6 live charges · 2 lenders · oldest 29.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 29.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £15.23M | £14.61M |
| Current assets | £2.22M | £1.89M |
| Cash | £1.73M | £1.59M |
| Debtors | £485.8k | £296.5k |
| Net assets | £8.14M | £7.34M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (39 events)Click to expand
- 2025-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-19🔒Charge registered #6Lender: The Royal Bank of Scotland PLC (As Security Agent)
- 2023-06-19🔒Charge registered #5Lender: The Royal Bank of Scotland PLC (As Security Agent)
- 2022-09-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-06-08🔓Charge satisfied #4
- 2021-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2017-10-05➖BELLANY, Ralph Burt resigneddirector
- 2017-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-09-28📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-05-08📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2016-05-07➖DOUGAL, Robert Ross resignedsecretary
- 2016-04-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-05-15🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2004-09-22➕DOUGAL, Robert Ross appointedsecretary
- 2004-09-22➖PYPER, Jackson Bell resignedsecretary
- 2002-04-16🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2001-11-08🔓Charge satisfied #2
- 2000-05-01➕BELLANY, William Alexander appointeddirector
- 1997-11-05🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1997-03-27🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1996-11-29➕PYPER, Jackson Bell appointedsecretary
- 1996-11-29➖IAIN SMITH & COMPANY resignedcorporate-nominee-secretary
- 1995-06-21➕BELLANY, Andrew appointeddirector
- 1995-06-21➕BELLANY, Jonathan appointeddirector
- 1995-06-21➕BELLANY, Stephen appointeddirector
- 1995-06-21➕BELLANY, Ralph Burt appointeddirector
- 1995-06-21➖ROXBURGH, Roy resignednominee-director
- 1995-04-25🏢Company incorporatedAs UNITY FISHING COMPANY LIMITED
- 1995-04-25➕IAIN SMITH & COMPANY appointedcorporate-nominee-secretary
- 1995-04-25➕ROXBURGH, Roy appointednominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 31 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 31 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 31 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen Bellany Individual · British · DOB 12/1962 · age 64 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Andrew Bellany Individual · British · DOB 06/1969 · age 57 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr William Alexander Bellany Individual · British · DOB 10/1975 · age 51 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Johnathan Bellany Individual · British · DOB 06/1967 · age 59 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EAST COAST VINERS (PEAS AND BEANS) LIMITED→ SC465480 · est 2013 | £8.08M £6.21M–£9.94M | £13.37M | — | 1800 | 12y | 85 | 79y |
| TREETOP FORESTRY LIMITED→ SC292083 · est 2005 | £5.00M £3.85M–£6.15M | £12.98M | — | 4600 | 20y | 87 | 72y |
| ALTNAHARRA ESTATE LIMITED→ SC228455 · est 2002 | £634.2k £487.8k–£780.5k | — | — | 8 | 24y | 85 | 71y |
| CHALLENGE FISHING COMPANY LIMITED→ SC192237 · est 1998 | — | — | — | 6 | 27y | 83 | 69y |
| FORTRIE FARMS LIMITED→ SC158055 · est 1995 | — | — | — | 10 | 31y | 83 | 76y |
| GARDINER ICM LIMITED→ SC197812 · est 1999 | — | — | £2.60M | — | 26y | 83 | 64y |
| LORANTHUS FISHING COMPANY LIMITED→ SC312585 · est 2006 | — | — | — | 0 | 19y | 83 | 70y |
| M B AQUARIUS LIMITED→ SC259115 · est 2003 | — | — | — | 0 | 22y | 83 | 70y |
| M.V. QUANTUS LIMITED→ SC150141 · est 1994 | — | — | £32.29M | — | 32y | 83 | 69y |
| MEARNS TRACTORS LIMITED→ SC261246 · est 2003 | — | — | — | 1 | 22y | 83 | 62y |
| SHANNON FISHING LIMITED→ SC157000 · est 1995 | — | — | £24.40M | — | 31y | 83 | 79y |
| UNITED FISH SELLING LIMITED→ SC077168 · est 1982 | — | — | — | 200 | 44y | 83 | 72y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (As Security Agent) | A registered charge | 1 property | 19/06/2023 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC (As Security Agent) | A registered charge | 1 property | 19/06/2023 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/05/2014 | 08/06/2022 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Ship mortgage | 1 property | 16/04/2002 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Ship mortgage | 1 property | 05/11/1997 | 08/11/2001 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/03/1997 | — |