AMBERCAIRN LIMITED
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
3 live charges · oldest 18.7y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £-93.5k | £-93.5k |
| Current assets | £52.8k | £44.3k |
| Cash | £52.8k | £44.3k |
| Net assets | £-93.5k | £-93.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 persons-with-significant-control
Corporate timeline (38 events)Click to expand
- 2025-12-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-10-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-08-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-09➕SCHAMA, Michael appointeddirector
- 2021-08-09➖WEBB, John resigneddirector
- 2021-08-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-08-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-04📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-01-01➖WEBB, John resignedsecretary
- 2015-08-01➖UNION LAND MANAGEMENT resignedcorporate-director
- 2015-02-06🔓Charge satisfied #1
- 2011-07-01➖KINGHORN, David resigneddirector
- 2011-07-01➕UNION LAND MANAGEMENT appointedcorporate-director
- 2010-12-15➕WEBB, John appointeddirector
- 2007-08-28🔒Charge registered #3Lender: Nationwide Building Society
- 2007-08-28🔒Charge registered #2Lender: Nationwide Building Society
- 2007-08-15🔒Charge registered #1Lender: Nationwide Building Society
- 1995-05-16➕WEBB, John appointedsecretary
- 1995-05-12➖BOYCE, Deborah Anne resignedsecretary
- 1994-08-08➕BOYCE, Deborah Anne appointedsecretary
- 1994-08-08➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 1994-08-08➕KINGHORN, David appointeddirector
- 1994-08-08➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
- 1994-07-27🏢Company incorporatedAs AMBERCAIRN LIMITED
- 1994-07-27➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 1994-07-27➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Michael Sharma Individual · British · DOB 05/1946 · age 80 | — | 25–50% | board controlsig. influence25-50% voting · board control · significant influence · firm interest | 20/10/2022 |
Ms Rochelle Schama Individual · British · DOB 11/1953 · age 73 | — | 25–50% | board controlsig. influence25-50% voting · board control · significant influence · firm interest | 20/10/2022 |
2 historic (ceased) PSCs
- Churchill Investments Limitedceased 20/10/2022· 75-100% shares
- Capolagoceased 17/08/2022· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 7 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Nationwide Nationwide Building Society | Standard security | 1 property | 28/08/2007 | — | |
| outstanding | Nationwide Nationwide Building Society | Standard security | 1 property | 28/08/2007 | — | |
| satisfied | Nationwide Nationwide Building Society | Bond & floating charge | 1 property | 15/08/2007 | 06/02/2015 |