AGRICULTURAL FINANCE BUREAU LIMITED

🌳Matureactive

SC151491 · ltd · incorporated 1994-06-20

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

—

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: SIC 99999

Sector: Extraterritorial bodies

Investor take

Pursue

Active trading company with a 81-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (3 active, 6 linked, 3 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

71 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-06-30	2024-06-30

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filing

• 1 accounts

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (26 events)Click to expand

2026-03-24
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-02-19
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-02-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2023-02-26
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-01-08
📄
accounts-with-accounts-type-dormant
accounts · AA
2021-05-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2020-02-25
📄
accounts-with-accounts-type-dormant
accounts · AA
2019-02-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2017-08-22
📄
accounts-with-accounts-type-dormant
accounts · AA
2017-02-21
📄
accounts-with-accounts-type-dormant
accounts · AA
2016-06-20
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-07
📄
accounts-with-accounts-type-dormant
accounts · AA
2015-07-15
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-02-18
📄
accounts-with-accounts-type-dormant
accounts · AA
2014-06-23
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-02-25
📄
accounts-with-accounts-type-dormant
accounts · AA
1996-05-05
➕
HALL, Susan Jane appointed
director
1996-05-05
➖
WESTERN, Gerard John Lawrence resigned
director
1994-06-20
🏢
Company incorporated
As AGRICULTURAL FINANCE BUREAU LIMITED
1994-06-20
➕
HALL, Christopher Spencer appointed
secretary
1994-06-20
➕
HALL, Christopher Spencer appointed
director
1994-06-20
➕
SAME-DAY COMPANY SERVICES LIMITED appointed
corporate-nominee-secretary
1994-06-20
➖
SAME-DAY COMPANY SERVICES LIMITED resigned
corporate-nominee-secretary
1994-06-20
➕
WESTERN, Gerard John Lawrence appointed
director
1994-06-20
➕
WILDMAN & BATTELL LIMITED appointed
corporate-nominee-director
1994-06-20
➖
WILDMAN & BATTELL LIMITED resigned
corporate-nominee-director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 81 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Christopher Spencer Hall Individual · British · DOB 08/1945 · age 81	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mrs Susan Jane Hall Individual · British · DOB 08/1950 · age 76	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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ACE WINCHES L.P.→ SL010933 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
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ADELAIDA LP→ SL011812 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
ALASDAIR & VICTORIA CUNNINGHAM LLP→ SO308108 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALEXANDER STEVENSON & CO→ SL000473 · est 1982 · no financials extracted	—	—	—	—	43y	—	—
ALSACE INTER LP→ SL021991 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
AMEDEO & RESTON LP→ SL011933 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
AMERIKANOS LTD→ SC777275 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ANCALA (SCOT) LP→ SL033238 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ANDERSON ANDERSON & BROWN AUDIT LLP→ SO306316 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
ANDERSONBAIN LLP→ SO303841 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
ANDREW JAMES MORGAN LTD→ SC804027 · est 2024 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1994-06-20

Jurisdictionscotland

Primary SIC99999 — SIC 99999

Registered office

Inverebrie

Ellon

Aberdeenshire

AB41 8PX

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-07-04

Last: 2025-06-20

Officers (3 active · 3 resigned)

HALL, Christopher Spencer→

secretary · appointed 1994-06-20

View their other companies + combined net worth →

Active

HALL, Christopher Spencer→

director · ~81y · appointed 1994-06-20

View their other companies + combined net worth →

Active

HALL, Susan Jane→

director · ~76y · appointed 1996-05-05

View their other companies + combined net worth →

Active

SAME-DAY COMPANY SERVICES LIMITED→

corporate-nominee-secretary · appointed 1994-06-20 · resigned 1994-06-20

Resigned

WESTERN, Gerard John Lawrence→

director · ~75y · appointed 1994-06-20 · resigned 1996-05-05

Resigned

WILDMAN & BATTELL LIMITED→

corporate-nominee-director · appointed 1994-06-20 · resigned 1994-06-20

Resigned

Click a director name to see their full track record across all companies.