SCOTTISH LIME CENTRE TRUST

🌳Matureactive
SC151481 · private-limited-guarant-nsc-limited-exemption · incorporated 1994-06-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 19.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
Investor take
Pursue
Active trading company with a 74-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 19.5y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 19.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
30 officers (6 active, 30 linked, 28 with DOB)
89
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
146 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 officers
Last 180 days
3
filings
  • 2 officers
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (77 events)Click to expand
  1. 2026-02-17
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2026-02-07
    ARTIS, Rosamond appointed
    director
  3. 2025-12-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-11-25
    NARRO, David Lindsay resigned
    director
  5. 2025-11-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-02-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-12-13
    📄
    memorandum-articles
    incorporation · MA
  8. 2024-12-13
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2024-12-02
    AINSWORTH, Graciela resigned
    director
  10. 2024-10-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-04-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2024-03-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2024-03-27
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2023-12-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2023-12-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2023-11-27
    GRIEVE, Neil Forbes resigned
    director
  17. 2023-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2023-06-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2023-06-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2023-06-09
    BERRY, Emma Louise Rose appointed
    director
  21. 2023-06-09
    PEARCE, Sarah Elizabeth appointed
    director
  22. 2023-02-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2023-01-30
    WRIGHT, Andrew Paul Kilding resigned
    director
  24. 2023-01-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2021-09-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2021-07-26
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  27. 2021-07-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  28. 2019-04-15
    ANELAY, Charles Thomas resigned
    director
  29. 2018-12-13
    AINSWORTH, Graciela appointed
    director
  30. 2017-06-26
    ARTIS, Rosamond resigned
    director
  31. 2016-11-21
    MORRISON, Ian resigned
    director
  32. 2015-05-19
    ANELAY, Charles Thomas appointed
    director
  33. 2015-05-19
    MORRISON, Ian appointed
    director
  34. 2014-11-18
    NARRO, David Lindsay appointed
    director
  35. 2013-11-13
    LODGE, Alan resigned
    director
  36. 2013-05-23
    PATERSON, Bryan Desmond resigned
    director
  37. 2012-11-06
    LIVESEY, Paul resigned
    director
  38. 2012-11-06
    URQUHART, Dennis Colin Mitchell resigned
    director
  39. 2011-08-16
    CRAM, Iain Buchanan appointed
    director
  40. 2011-08-16
    GRIEVE, Neil Forbes appointed
    director
  41. 2011-02-15
    PATERSON, Bryan Desmond appointed
    director
  42. 2011-02-15
    WRIGHT, Andrew Paul Kilding appointed
    director
  43. 2010-11-15
    WILSON, Primrose Eileen resigned
    director
  44. 2010-02-16
    MASTERTON, Gordon Grier Thomson resigned
    director
  45. 2009-11-23
    URQUHART, Dennis Colin Mitchell appointed
    director
  46. 2009-10-01
    ARTIS, Rosamond appointed
    director
  47. 2009-05-05
    SMITH, David Bruce Boyter, Dr resigned
    director
  48. 2008-04-25
    LINDSAYS WS resigned
    corporate-secretary
  49. 2008-03-05
    JOHNSTON, Douglas resigned
    director
  50. 2007-08-10
    SIMPSON, James Walter Thorburn, Dr resigned
    director
Showing most recent 50 of 77 events

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Iain Buchanan Cram
Individual · British · DOB 10/1964 · age 62
sig. influencesignificant influence · trust interest24/11/2020
3 historic (ceased) PSCs
  • Mr Neil Forbes Grieveceased 24/11/2020· significant influence · trust interest
  • Mr David Lindsay Narroceased 13/12/2018· significant influence · trust interest
  • Prof Philip Frank Gower Banfillceased 21/11/2017· significant influence · trust interest

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated1994-06-17
Jurisdictionscotland
Primary SIC43999 — Other specialised construction activities n.e.c.

Registered office

Charlestown Workshops Rocks Road
Charlestown
Dunfermline
Fife
KY11 3EN

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-01
Last: 2025-06-17

Officers (6 active · 24 resigned)

ARTIS, Rosamond
director · ~61y · appointed 2026-02-07
View their other companies + combined net worth →
Active
BANFILL, Philip Frank Gower, Prof
director · ~74y · appointed 2006-03-13
View their other companies + combined net worth →
Active
BERRY, Emma Louise Rose
director · ~44y · appointed 2023-06-09
View their other companies + combined net worth →
Active
BRUCE, Charles Edward
director · ~65y · appointed 1994-07-01
View their other companies + combined net worth →
Active
CRAM, Iain Buchanan
director · ~62y · appointed 2011-08-16
View their other companies + combined net worth →
Active
PEARCE, Sarah Elizabeth
director · ~36y · appointed 2023-06-09
View their other companies + combined net worth →
Active
GIBBONS, Patricia
secretary · appointed 1994-06-17 · resigned 2006-01-30
Resigned
LINDSAYS WS
corporate-secretary · appointed 2006-01-30 · resigned 2008-04-25
Resigned
AINSWORTH, Graciela
director · ~66y · appointed 2018-12-13 · resigned 2024-12-02
Resigned
ANELAY, Charles Thomas
director · ~67y · appointed 2015-05-19 · resigned 2019-04-15
Resigned
ARTIS, Rosamond
director · ~61y · appointed 2009-10-01 · resigned 2017-06-26
Resigned
BENNETT, Robin Henry
director · ~94y · appointed 1994-07-01 · resigned 2006-01-30
Resigned
GIBBONS, Patricia
director · ~85y · appointed 1994-07-01 · resigned 2006-01-30
Resigned
GRIEVE, Neil Forbes
director · ~78y · appointed 2011-08-16 · resigned 2023-11-27
Resigned
HOLMES, Stafford Davy
director · ~85y · appointed 1998-01-08 · resigned 2004-01-23
Resigned
JOHNSTON, Douglas
director · ~74y · appointed 1994-07-01 · resigned 2008-03-05
Resigned
LIVESEY, Paul
director · ~85y · appointed 2006-07-21 · resigned 2012-11-06
Resigned
LODGE, Alan
director · ~74y · appointed 2006-12-01 · resigned 2013-11-13
Resigned
MASTERTON, Gordon Grier Thomson
director · ~72y · appointed 1999-01-22 · resigned 2010-02-16
Resigned
MORRISON, Ian
director · ~69y · appointed 2015-05-19 · resigned 2016-11-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property18/12/2006
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property20/10/2006
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (146 total)

appoint-person-director-company-with-name-date
officers · AP01
2026-02-17
termination-director-company-with-name-termination-date
officers · TM01
2025-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-20
termination-director-company-with-name-termination-date
officers · TM01
2025-02-25
memorandum-articles
incorporation · MA
2024-12-13
resolution
resolution · RESOLUTIONS
2024-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-28
change-person-director-company-with-change-date
officers · CH01
2024-04-11
change-person-director-company-with-change-date
officers · CH01
2024-03-27
change-person-director-company-with-change-date
officers · CH01
2024-03-27
termination-director-company-with-name-termination-date
officers · TM01
2023-12-04
change-person-director-company-with-change-date
officers · CH01
2023-12-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-26