CAFE ALBERT LIMITED
🌳Matureactive
SC151077 · ltd · incorporated 1994-05-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: SIC 47250
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 56101Licenced restaurants
- 56210Event catering activities
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 27.9y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Average employees | 2400 | 2200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 persons-with-significant-control
- • 2 officers
Last 180 days
4
filings
- • 2 persons-with-significant-control
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-06-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-31📄change-person-secretary-company-with-change-dateofficers · CH03
- 2018-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 1998-07-01🔒Charge registered #2Lender: Clydesdale Bank Public Limited Company
- 1998-05-13🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1994-05-26🏢Company incorporatedAs CAFE ALBERT LIMITED
- 1994-05-26➕BEDWELL, James Andrew, Mr. appointedsecretary
- 1994-05-26➕BEDWELL, James Andrew, Mr. appointeddirector
- 1994-05-26➕BEDWELL, Sylvia Mary, Mrs. appointeddirector
- 1994-05-26➕SCOTT, William John appointedsecretary
- 1994-05-26➖SCOTT, William John resignedsecretary
- 1994-05-26➕YORKSTON, John Wood appointeddirector
- 1994-05-26➖YORKSTON, John Wood resigneddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 32 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 32 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 32 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. James Andrew Bedwell Individual · British · DOB 12/1947 · age 79 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mrs. Sylvia Mary Bedwell Individual · British · DOB 12/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| B FIRST LIMITED→ SC550000 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
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| BIANCOBLUSH LIMITED→ SC727444 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BRAES FLOOR STORE LTD→ SC868609 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRAES RETAIL LTD→ SC803081 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BROOMRIDGE CONVENIENCE LTD→ SC855590 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BURHANS TRADERS LTD→ SC868212 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CALEDONIAN COUNTRYWEAR LIMITED→ SC089333 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| CALIDO FUELS LIMITED→ SC476000 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CALLENDER HARDWARE LIMITED→ SC831263 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CALPA MENSWEAR LTD→ SC831765 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1994-05-26
Jurisdictionscotland
Primary SIC47250 — SIC 47250
Registered office
The Gargunnock Inn Main Street
Gargunnock
Stirling
Stirlingshire
FK8 3BW
Scotland
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-06-09
Last: 2025-05-26
Officers (3 active · 2 resigned)
BEDWELL, James Andrew, Mr.→
Activesecretary · appointed 1994-05-26
View their other companies + combined net worth →
BEDWELL, James Andrew, Mr.→
Activedirector · ~79y · appointed 1994-05-26
View their other companies + combined net worth →
BEDWELL, Sylvia Mary, Mrs.→
Activedirector · ~76y · appointed 1994-05-26
View their other companies + combined net worth →
SCOTT, William John→
Resignedsecretary · appointed 1994-05-26 · resigned 1994-05-26
YORKSTON, John Wood→
Resigneddirector · ~72y · appointed 1994-05-26 · resigned 1994-05-26
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Standard security | 1 property | 01/07/1998 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 13/05/1998 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (89 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-25
change-person-director-company-with-change-date
officers · CH01
2026-03-25
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-06-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27