CHC HOLDING (UK) LIMITED
Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 18 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
35 live charges · 18 lenders · oldest 29.3y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 29.3 years old — likely at or near maturity.
- · 18 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 7 mortgage
- • 2 officers
- • 7 mortgage
- • 2 officers
- • 16 mortgage
- • 2 officers
Corporate timeline (196 events)Click to expand
- 2026-04-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-21📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-20🔒Charge registered #36Lender: U.S. Bank Trust Company, National Association, as Notes Collateral Agent
- 2026-04-10📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2026-04-10📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2026-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-01➕GILCHRIST, Neil Porteous appointeddirector
- 2026-04-01➖CARRASCO, Miguel Angel resigneddirector
- 2026-03-31🔒Charge registered #35Lender: Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent)
- 2026-03-31🔒Charge registered #34Lender: Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent)
- 2026-03-31🔒Charge registered #33Lender: Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent)
- 2026-03-31🔒Charge registered #32Lender: Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent)
- 2025-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-15🔒Charge registered #31Lender: U.S. Bank Trust Company, National Association (As Notes Collateral Agent)
- 2025-12-15🔒Charge registered #30Lender: U.S. Bank Trust Company, National Association (As Notes Collateral Agent)
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-11🔓Charge satisfied #24
- 2025-12-11🔓Charge satisfied #25
- 2025-12-11🔓Charge satisfied #27
- 2025-12-11🔓Charge satisfied #22
- 2025-12-11🔓Charge satisfied #19
- 2025-12-11🔓Charge satisfied #17
- 2025-12-11🔓Charge satisfied #15
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-17🔓Charge satisfied #29
- 2025-10-17🔓Charge satisfied #26
- 2025-10-17🔓Charge satisfied #23
- 2025-10-17🔓Charge satisfied #28
- 2025-10-17🔓Charge satisfied #21
- 2025-10-17🔓Charge satisfied #20
- 2025-10-17🔓Charge satisfied #18
- 2025-10-17🔓Charge satisfied #16
- 2025-10-17🔓Charge satisfied #14
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
Red flags
2 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-04-20: A registered charge; 2026-03-31: A registered charge; 2026-03-31: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 52 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | U.S. Bank Trust Company, National Association, as Notes Collateral Agent | A registered charge | 1 property | 20/04/2026 | — | |
| outstanding | Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent) | A registered charge | — | 31/03/2026 | — | |
| outstanding | Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent) | A registered charge | — | 31/03/2026 | — | |
| outstanding | Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent) | A registered charge | — | 31/03/2026 | — | |
| outstanding | Sumitomo Mitsui Banking Corporation (As Abl Collateral Agent) | A registered charge | — | 31/03/2026 | — | |
| outstanding | U.S. Bank Trust Company, National Association (As Notes Collateral Agent) | A registered charge | — | 15/12/2025 | — | |
| outstanding | U.S. Bank Trust Company, National Association (As Notes Collateral Agent) | A registered charge | — | 15/12/2025 | — | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 07/10/2021 | 17/10/2025 | |
| satisfied | Wilmington Savings Fund Society, Fsb as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 17/09/2021 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | — | 16/09/2021 | 17/10/2025 | |
| satisfied | Wilmington Savings Fund Society, Fsb as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 16/09/2021 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 16/09/2021 | 17/10/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 15/09/2021 | 17/10/2025 | |
| satisfied | Wilmington Savings Fund Society, Fsb as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 15/09/2021 | 11/12/2025 | |
| satisfied | Wilmington Savings Fund Society, Fsb, as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 15/09/2021 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent (As Defined in the Instrument Evidencing the Charge Accompanying This Form MR01). | A registered charge | — | 15/09/2021 | 17/10/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent | A registered charge | 1 property | 31/08/2021 | 17/10/2025 | |
| satisfied | Wilmington Savings Fund Society, Fsb as Collateral Agent | A registered charge | 1 property | 31/08/2021 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Agent and Trustee for Itself & Each of the Secured Parties Appointed Pursuant to the Terms and Conditions Set Out in the Intercreditor Agreement as Such Terms are Defined in the Instrument Evidencing the Charge Accompanying This Form MR01. | A registered charge | — | 22/02/2018 | 17/10/2025 | |
| satisfied | Wilmington Trust, National Association as Collateral Trustee | A registered charge | — | 08/05/2017 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Collateral Agent | A registered charge | — | 08/05/2017 | 17/10/2025 | |
| satisfied | Wilmington Trust, National Association | A registered charge | — | 24/03/2017 | 11/12/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Agent and Trustee for Itself and Each of the Secured Parties as Defined in the Instrument Accompanying This MR01 | A registered charge | — | 24/03/2017 | 17/10/2025 | |
| satisfied | HSBC Hsbc Bank PLC as Agent and Trustee for Itself and Each of the Secured Parties as Defined in the Instrument Accompanying This MR01 | A registered charge | — | 24/03/2017 | 26/10/2021 | |
| satisfied | Wilmington Trust, National Association | A registered charge | — | 24/03/2017 | 26/10/2021 | |
| satisfied | Wilmington Trust, National Association | A registered charge | — | 24/03/2017 | 26/10/2021 | |
| satisfied | HSBC Hsbc Bank PLC as Agent and Trustee for Itself and Each of the Secured Parties as Defined in the Instrument Accompanying This MR01. | A registered charge | — | 24/03/2017 | 17/10/2025 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited as Agent and Trustee for Itself and Each of the Secured Parties as Defined in the Instrument Accompanying This MR01. | A registered charge | 1 property | 24/01/2014 | 31/03/2017 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited as Agent and Trustee for Itself and Each of the Secured Parties as Defined in the Instrument Accompanying This MR01. | A registered charge | 1 property | 24/01/2014 | 31/03/2017 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited | Deed of confirmation | 1 property | 31/05/2011 | 31/03/2017 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited | Floating charge | 1 property | 24/11/2010 | 31/03/2017 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited | Share pledge | 1 property | 04/12/2008 | 08/10/2010 | |
| satisfied | HSBC Hsbc Corporate Trustee Company (UK) Limited | Bond & floating charge | 1 property | 04/12/2008 | 08/10/2010 | |
| satisfied | The Bank of Nova Scotia | Floating charge | 1 property | 07/08/1999 | 26/09/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 24/12/1996 | 13/08/1999 |