BUCHAN FARMERS & GROWERS LIMITED

🌳Matureactive
SC143844 · ltd · incorporated 1993-04-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
£14.2k
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
Investor take
Pursue
Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -51% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 31.6y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 31.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
96 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £14,224
Net assets shrinking
Down £6,426 YoY
Cash draining
Cash down 51% YoY
Cash YoY
-51%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£11k
↓ 51% YoY
Net Worth
£14k
↓ 31% YoY
Current Assets
£23k
↓ 55% YoY
Current Liabilities
—
£0£10k£21k£31k£42k£52kAug 2023Aug 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-08-312023-08-31
Total assets£14.2k£20.6k
Current assets£23.3k£52.1k
Cash£10.9k£22.2k
Debtors£9.3k£24.6k
Net assets£14.2k£20.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 confirmation-statement
  • • 1 officers
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 officers
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-04-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-04-18
    ➖
    BANKS, David Gerald, Mr. resigned
    director
  3. 2025-05-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-05-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-05-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-05-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-04-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2019-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-04-23
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  13. 2018-04-23
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  14. 2018-04-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2018-01-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2017-05-22
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-02-09
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  18. 1994-08-29
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  19. 1993-04-14
    🏢
    Company incorporated
    As BUCHAN FARMERS & GROWERS LIMITED
  20. 1993-04-14
    ➕
    BANKS, Mary Margaret appointed
    secretary
  21. 1993-04-14
    ➕
    BANKS, Gerald Peter appointed
    director
  22. 1993-04-14
    ➕
    MILLIGAN, Ann Elizabeth appointed
    director
  23. 1993-04-14
    ➕
    REID, Brian appointed
    nominee-secretary
  24. 1993-04-14
    ➖
    REID, Brian resigned
    nominee-secretary
  25. 1993-04-14
    ➕
    BANKS, David Gerald, Mr. appointed
    director
  26. 1993-04-14
    ➕
    MABBOTT, Stephen appointed
    nominee-director
  27. 1993-04-14
    ➖
    MABBOTT, Stephen resigned
    nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Gerald Peter Banks
Individual · British · DOB 04/1948 · age 78
——sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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————6y——
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————51y——
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SC498839 · est 2015 · no financials extracted
————11y——
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SC605051 · est 2018 · no financials extracted
————7y——
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————53y——
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————3y——
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————7y——
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————3y——
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————7y——
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1993-04-14
Jurisdictionscotland
Primary SIC01500 — SIC 01500

Registered office

Newstead Brewery Road
Strichen
Fraserburgh
Aberdeenshire
AB43 6TH
Scotland

Filing status

Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14

Officers (3 active · 3 resigned)

BANKS, Mary Margaret→
secretary · appointed 1993-04-14
View their other companies + combined net worth →
Active
BANKS, Gerald Peter→
director · ~78y · appointed 1993-04-14
View their other companies + combined net worth →
Active
MILLIGAN, Ann Elizabeth→
director · ~52y · appointed 1993-04-14
View their other companies + combined net worth →
Active
REID, Brian→
nominee-secretary · appointed 1993-04-14 · resigned 1993-04-14
Resigned
BANKS, David Gerald, Mr.→
director · ~50y · appointed 1993-04-14 · resigned 2026-04-18
Resigned
MABBOTT, Stephen→
nominee-director · ~76y · appointed 1993-04-14 · resigned 1993-04-14
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge—09/02/2016—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property29/08/1994—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (96 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
termination-director-company-with-name-termination-date
officers · TM01
2026-04-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-27
change-person-director-company-with-change-date
officers · CH01
2020-04-23