CAFEDIRECT PLC

🌳Matureactive

SC141496 · plc · incorporated 1992-11-30

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Wholesale of coffee, tea, cocoa and spices

Sector: Wholesale & retail

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 77/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 5 lenders · oldest 32.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 32.6 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 38/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

59 officers (8 active, 59 linked, 46 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

8 connected companies via shared directors

Filing history

713 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 resolution
• 1 confirmation-statement
• 1 officers

Last 180 days

filings

• 4 officers
• 1 resolution
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (142 events)Click to expand

2026-02-10
📄
resolution
resolution · RESOLUTIONS
2026-01-26
📄
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2025-11-11
📄
accounts-with-accounts-type-group
accounts · AA
2025-10-29
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-28
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-28
📄
change-person-director-company-with-change-date
officers · CH01
2025-10-06
➕
WILKINSON, James Andrew appointed
secretary
2025-10-06
➖
NIXON, James Andrew resigned
secretary
2025-10-06
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2025-10-06
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-22
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-01-09
📄
accounts-with-accounts-type-group
accounts · AA
2024-12-12
➕
HERRERA HERNANDEZ, Silvia Carolina appointed
director
2023-07-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-07-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-07-05
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-06-20
➕
MONTALVIAN TINEO, Michael Anthony appointed
director
2023-06-20
➖
HUDSON, Lebi Gabriel resigned
director
2023-06-20
➖
TORRES, Raul Talledo resigned
director
2023-03-09
📄
accounts-with-accounts-type-group
accounts · AA
2022-08-12
📄
resolution
resolution · RESOLUTIONS
2022-06-16
📄
memorandum-articles
incorporation · MA
2022-02-10
📄
accounts-with-accounts-type-full
accounts · AA
2021-12-20
📄
change-person-director-company-with-change-date
officers · CH01
2021-12-20
📄
change-person-director-company-with-change-date
officers · CH01
2021-12-20
📄
change-person-director-company-with-change-date
officers · CH01
2021-12-20
📄
change-person-director-company-with-change-date
officers · CH01
2021-01-01
➖
TOCTO MINGA, Lenin resigned
director
2021-01-01
➕
TORRES, Raul Talledo appointed
director
2020-03-31
➖
GOODING, Belinda resigned
director
2020-03-31
➖
SHAW, John resigned
director
2020-03-17
➕
HUMPHREYS, Robert Griffith appointed
director
2019-12-10
➕
MIDDLETON, Monica Stella appointed
director
2018-06-28
➕
NIXON, James Andrew appointed
secretary
2018-06-27
➖
DUNLOP, John Alexander resigned
secretary
2018-04-10
➕
BARON DE KOCK, Hendrik Merkus appointed
director
2018-04-10
➕
PHILIPS, John Donald appointed
director
2018-04-10
➖
HALLIWELL, Jeffrey John resigned
director
2018-04-10
➖
VAN EYK, Marinus Anthonius resigned
director
2017-09-29
🔒
Charge registered #7
Lender: Triodos Bank Nv
2017-09-25
🔒
Charge registered #6
Lender: Tridos Bank Nv
2016-07-29
➕
DUNLOP, John Alexander appointed
secretary
2016-07-29
➖
SUDWEEKS, Rachel resigned
secretary
2016-03-22
➖
JOHNSON, Rachel resigned
secretary
2016-03-22
➕
SUDWEEKS, Rachel appointed
secretary
2015-09-22
➖
HARPE, Stefan Alexander resigned
director
2015-09-22
➕
VAN EYK, Marinus Anthonius appointed
director
2015-06-19
➖
ETHURU, Andrew Kobia resigned
director
2015-06-19
➕
HUDSON, Lebi Gabriel appointed
director
2015-06-17
➖
GOMEZ FERRETO, Alvaro resigned
director

Showing most recent 50 of 142 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-7 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 74 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Oikocredit Ecumenical Development Cooperative Society U.A. holds 25-50% — a significant corporate investor but not a controlling parent.

🏛️

Oikocredit Ecumenical Development Cooperative Society U.A.

Corporate parent · holds 25-50% shares

significant stake

⬇

CAFEDIRECT PLC

This company · SC141496

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Oikocredit Ecumenical Development Cooperative Society U.A. Corporate entity	25–50%	—	25-50% shares	30/09/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
BON-ACCORD ENGINEERING SUPPLIES (CASPIAN) LIMITED→ SC192592 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
BREWBOX EDINBURGH LTD→ SC721723 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
CAMERON & CAMERON KITCHENS LTD→ SC876122 · est 2026 · no financials extracted	—	—	—	—	—	—	—
CARGOWALA LTD→ SC782788 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CASTELLO WHOLESALE LTD→ SC866981 · est 2025 · no financials extracted	—	—	—	—	—	—	—
CASTING CONNECT LIMITED→ SC834911 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
CHARON INTERNATIONAL LTD→ SC832542 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
CHEAP CARPETS EDINBURGH LIMITED→ SC877123 · est 2026 · no financials extracted	—	—	—	—	—	—	—
CHENXINDA TRADING LTD→ SC642240 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
CHEVIOT INTERNATIONAL LIMITED→ SC504684 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
CHEWY WORLD MEAT LTD→ SC876377 · est 2026 · no financials extracted	—	—	—	—	—	—	—
CHINA TEA EXPERIENCE LIMITED→ SC815117 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive

Typeplc

Incorporated1992-11-30

Jurisdictionscotland

Primary SIC46370 — Wholesale of coffee, tea, cocoa and spices

Registered office

115 George Street

Edinburgh

EH2 4JN

Scotland

Filing status

Accounts

Next due: 2026-06-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-12-14

Last: 2025-11-30