BABYLON ASSOCIATES LIMITED

🌳Matureactive
SC132654 · ltd · incorporated 1991-06-28
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 20.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£87.1k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 74-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 20.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 20.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £87,062

Key financials

1 year extracted from filed iXBRL accounts
Cash
£13k
Net Worth
£87k
Current Assets
£13k
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-31
Total assets£102.1k
Current assets£12.8k
Cash£12.8k
Debtors£76
Net assets£87.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-07-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-07-16
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2025-07-16
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  5. 2025-06-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-04-27
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  7. 2025-04-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-04-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2020-04-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-06-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2017-06-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2006-02-22
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 1992-06-28
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  19. 1992-06-28
    ➖
    JORDANS (SCOTLAND) LIMITED resigned
    corporate-nominee-director
  20. 1991-06-28
    🏢
    Company incorporated
    As BABYLON ASSOCIATES LIMITED
  21. 1991-06-28
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  22. 1991-06-28
    ➕
    JORDANS (SCOTLAND) LIMITED appointed
    corporate-nominee-director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 74 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Harry Diack
Individual · British · DOB 06/1952 · age 74
25–50%
25–50%board control25-50% shares · 25-50% voting · board control17/06/2016
Mrs Barbara Ann Diack
Individual · British · DOB 11/1954 · age 72
25–50%
25–50%board control25-50% shares · 25-50% voting · board control17/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1991-06-28
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

35 Albyn Place
Aberdeen
AB10 1YN
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-30
Last: 2025-06-16

Officers (3 active · 2 resigned)

DIACK, Barbara Ann→
secretary
View their other companies + combined net worth →
Active
DIACK, Barbara Ann→
director · ~72y
View their other companies + combined net worth →
Active
DIACK, Harry→
director · ~74y
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 1991-06-28 · resigned 1992-06-28
Resigned
JORDANS (SCOTLAND) LIMITED→
corporate-nominee-director · appointed 1991-06-28 · resigned 1992-06-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property22/02/2006—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (87 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
change-person-director-company-with-change-date
officers · CH01
2025-07-16
change-person-director-company-with-change-date
officers · CH01
2025-07-16
change-person-secretary-company-with-change-date
officers · CH03
2025-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-03
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-21