FINFISH LIMITED
🌳Matureactive
SC130308 · ltd · incorporated 1991-03-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 03210
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 03220SIC 03220
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 34.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 34.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
12 officers (3 active, 12 linked, 8 with DOB)
83
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
138 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 confirmation-statement
- • 1 address
Last 180 days
4
filings
- • 2 confirmation-statement
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
- 2026-03-18📍move-registers-to-registered-office-company-with-new-addressaddress · AD04
- 2025-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-07➕DUZINKEWYCZ, Patricia Anne appointedsecretary
- 2022-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-10📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2020-04-09📄statement-of-companys-objectschange-of-constitution · CC04
- 2020-04-09📄memorandum-articlesincorporation · MA
- 2020-04-09📄resolutionresolution · RESOLUTIONS
- 2020-04-06📄second-filing-of-director-termination-with-nameofficers · RP04TM01
- 2020-04-06📄second-filing-of-director-termination-with-nameofficers · RP04TM01
- 2020-04-06📄second-filing-of-secretary-termination-with-nameofficers · RP04TM02
- 2020-04-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2020-04-02📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2020-04-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-31➕KAPINOS, Piotr Kamil appointeddirector
- 2020-03-31➕RICHMOND, John appointeddirector
- 2020-03-31➖JONES, Joanne Louise resignedsecretary
- 2020-03-31➖JONES, Joanne Louise resigneddirector
- 2020-03-31➖THOMSON, Sarah Jane resigneddirector
- 2019-06-30➖THOMSON, Scott Craig resigneddirector
- 2018-08-10➕THOMSON, Scott Craig appointeddirector
- 2011-11-30🔓Charge satisfied #4
- 2011-11-23🔓Charge satisfied #7
- 2010-10-19🔓Charge satisfied #8
- 2005-01-20➖HILLCOAT, Susan resignedsecretary
- 2005-01-20➕JONES, Joanne Louise appointedsecretary
- 2005-01-20➖HILLCOAT, Susan resigneddirector
- 2005-01-20➕THOMSON, Sarah Jane appointeddirector
- 2002-02-16➖HILLCOAT, James Bruce resigneddirector
- 2002-02-16➕JONES, Joanne Louise appointeddirector
- 1998-08-19🔒Charge registered #8Lender: National Westminster Bank PLC
- 1996-05-17🔓Charge satisfied #2
- 1996-05-17🔓Charge satisfied #1
- 1993-07-27🔒Charge registered #7Lender: Polly Estates Limited
- 1992-08-25🔒Charge registered #4Lender: Marine Harvest Limited
- 1991-07-22🔒Charge registered #2Lender: National Westminster Bank PLC
- 1991-07-11🔒Charge registered #1Lender: National Westminster Bank PLC
- 1991-03-01🏢Company incorporatedAs FINFISH LIMITED
- 1991-03-01➕HILLCOAT, Susan appointedsecretary
- 1991-03-01➕MABBOTT, Lesley appointednominee-secretary
- 1991-03-01➖MABBOTT, Lesley resignednominee-secretary
- 1991-03-01➕HILLCOAT, James Bruce appointeddirector
- 1991-03-01➕HILLCOAT, Susan appointeddirector
- 1991-03-01➕MABBOTT, Stephen appointednominee-director
- 1991-03-01➖MABBOTT, Stephen resignednominee-director
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 35 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Mowi Scotland Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Mowi Scotland Limited
Corporate parent · holds 75-100% shares · board control
⬇
FINFISH LIMITED
This company · SC130308
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mowi Scotland Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 31/03/2020 |
3 historic (ceased) PSCs
- Mr James Bruce Hillcoatceased 31/03/2020· 25-50% shares · 25-50% voting
- Mrs Susan Hillcoatceased 31/03/2020· 25-50% shares · 25-50% voting
- Sandcastle Limitedceased 06/04/2016· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| OCHILVIEW MUSHROOMS LTD→ SC839029 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| OVER RANKEILOUR ESTATE LIMITED→ SC881116 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| PITLOCHIE FARMING COMPANY LIMITED→ SC182796 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| PTREE SURGERY & GROUNDWORKS LIMITED→ SC816046 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RF FARMING LIMITED→ SC504705 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ROBINSON CRUSOE (ENTITLEMENTS) LIMITED→ SC520332 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ROSSLYN GARDENS LTD→ SC744401 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| SHINING RIVAL LTD→ SC777720 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SK9 KENNELS LIMITED→ SC839778 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| SPECIAL G LTD→ SC883309 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ST ANDREWS HARBOUR FISHING LIMITED→ SC310534 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ST ANDREWS SEAFOODS LIMITED→ SC507846 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1991-03-01
Jurisdictionscotland
Primary SIC03210 — SIC 03210
Registered office
1st Floor Admiralty Park, Admiralty Road,
Rosyth
Fife
KY11 2YW
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-01
Last: 2026-03-18
Officers (3 active · 9 resigned)
DUZINKEWYCZ, Patricia Anne→
Activesecretary · appointed 2022-12-07
View their other companies + combined net worth →
KAPINOS, Piotr Kamil→
Activedirector · ~48y · appointed 2020-03-31
View their other companies + combined net worth →
RICHMOND, John→
Activedirector · ~51y · appointed 2020-03-31
View their other companies + combined net worth →
HILLCOAT, Susan→
Resignedsecretary · appointed 1991-03-01 · resigned 2005-01-20
JONES, Joanne Louise→
Resignedsecretary · appointed 2005-01-20 · resigned 2020-03-31
MABBOTT, Lesley→
Resignednominee-secretary · appointed 1991-03-01 · resigned 1991-03-01
HILLCOAT, James Bruce→
Resigneddirector · ~81y · appointed 1991-03-01 · resigned 2002-02-16
HILLCOAT, Susan→
Resigneddirector · ~80y · appointed 1991-03-01 · resigned 2005-01-20
JONES, Joanne Louise→
Resigneddirector · ~54y · appointed 2002-02-16 · resigned 2020-03-31
MABBOTT, Stephen→
Resignednominee-director · ~76y · appointed 1991-03-01 · resigned 1991-03-01
THOMSON, Sarah Jane→
Resigneddirector · ~61y · appointed 2005-01-20 · resigned 2020-03-31
THOMSON, Scott Craig→
Resigneddirector · ~29y · appointed 2018-08-10 · resigned 2019-06-30
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | Floating charge | 1 property | 19/08/1998 | 19/10/2010 | |
| satisfied | Polly Estates Polly Estates Limited | Standard security | 1 property | 27/07/1993 | 23/11/2011 | |
| satisfied | Marine Harvest Marine Harvest Limited | Floating charge | 1 property | 25/08/1992 | 30/11/2011 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Standard security | 1 property | 22/07/1991 | 17/05/1996 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Bond & floating charge | 1 property | 11/07/1991 | 17/05/1996 |
Recent filings (138 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-18
move-registers-to-registered-office-company-with-new-address
address · AD04
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-01
appoint-person-secretary-company-with-name-date
officers · AP03
2023-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-12